We are a Direct Endorsed HUD Eagle Lender.  If you don't know what that means, you need to give me  a call.  We are a bank, not just a broker that originates, processes, underwrites, draws docs, and funds your FHA and other Government loans.  The difference between us and say Bank of America is that we are local, accountable, and can close your loan faster than anyone.  Guaranteed!  Also if you dont' know how to still get 100% financing in this market then you need to call.