Matt Brady, One of San Diego's Best Equity Advisors (Watermark Capital) Mortgage and Lending



Matt Brady
One of San Diego's Best Equity Advisors
location_on Del Mar, CA — Watermark Capital
NMLS #311662
Get to Know Matt Brady

As Corporate Real Estate Benefit Director and Senior Loan Officer, Matt supports our affinity relationships, builders and long standing Real Estate partners. His business is built on friendships that have been developed through the course of personally helping over 2000 San Diegans achieve the goal of home ownership. Matt is the 10th of 11 siblings and he is proud of his mid-western work ethic. In his free time he and his wife enjoy playing golf and visiting grandchildren in Lake Tahoe.


Finding solutions to solve challenges presented by today's difficult regulatory environment is why Watermark is who he chose to support his clients. Local processing, underwriting and funding allows control over loans that is crucial to delivering the top tier service levels our partners deserve. We are unique in that we are one of the very few true direct lenders. We are a direct lender to  Fannie, Freddie and Ginny with no overlays on our conventional and government loans. We also have outstanding options for jumbo lending which allows us to service all of our clients needs. We love helping our clients finance their piece of the American dream.


Matt is an experienced, effective and ethical lender. He is also one of the top 1% volume producing loan officers nationwide closing over 2000 purchase escrows in his career. He is a consultant to his clients and becomes a valued resource for them and his business partners. Matt is an avid (above average) golfer and also enjoys cycling and SCUBA diving. 

Matt Brady

Mortgage Coach, Branch Manager San Diego

Watermark Capital

NMLS Lic #311662




858-342-8659 cell




Matt works with Builders and Realtors in San Diego and Riverside Counties where he does the lion's share of his business, but he also has excellent contacts and experience in the Lake Tahoe area where he also owns a home. Matt is a mortgage coach and has his CBR certification and is very experienced in providing new home and condominium project approvals. Matt and sits on the SMC Board of the Building Industry Association. and is an Associated Professional with the NSDCAR which allows him to further support his Realtor Partners.NMLS license # DOC 311662.


Areas of Expertise

As a member of the Nationwide Mortgage Licensing System (NMLS) I specialize in helping first time home buyers in the state of California. I offer FHA loans, VA loans, and Conventional loans for purchasing, refinancing, and for taking cash-out of your current home.


I offer pre-approvals for purchases, and help my clients by packaging their loan files in the most advantageous way, paying close attention to detail to get their request approved. FHA loans and VA loans have become the most popular type of mortgage financing due to the minimum or zero down payment requirements, exceptionally low rates and fast approvals. No more guessing if you're approved for a loan, now you can shop for that home with confidence knowing that you have secured the money  to close.


2012, 2013,2014,2015,2016,2017,2018,2019,2020, 2021and 2023 Five Star Mortgage Professional

CBR Certified


Matt is a Professional Mortgage Coach. He provides lifetime service to clients. Awarded as one of San Diego's Best Mortgage Lenders for 13 consecutive years as a Five Star Mortgage Professional !!