Times may be good for entrepreneurs. They may work from their pajamas or wrap a computer in their bag and tap by the lake, on their veranda, on their boat, or speak to their clients while jogging or racing their mastiff. Few want to give up these schedules. They call it liberating and authentic.
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01/23/2016
So many first time home investors are curious about hard money lenders. What are they? What do they do? How do they differ from banks? What are their risks? Can I trust them? How do I find them?First of all, let’s run through the difference between soft and hard money. When investors talk about s
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01/22/2016
Stated income loans work best for self-employed individuals since they allow you to apply for a mortgage based on your bank receipts or brokerage statements and on the processor (usually a private investor) understanding that since you’re self-employed your income is likely to be volatile. This r
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01/21/2016
Times are rough and in California fewer people than ever can succeed in persuading the banks to lend them a mortgage. Others fail to convince the banks to help them invest. And then there are people who need funds for flipping or to stave off a bankruptcy or imminent foreclosure, to repay a debt
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01/20/2016
Stated Income Loan The emergence of a higher number of self-employed workers has given rise to the return of the stated income loan. These borrowers, unable to provide documentation such as tax returns and pay stubs, find it difficult to satisfy the income verification requirements involved in th
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08/11/2015
The housing market is going up, and that is not the only thing. The number of self-employed americans is also on the rise with nearly 10 million Americans being self-employed according to the Small Business Association. For those self-employed and investors looking for a mortgage loan this is gre
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08/07/2015
The State of Stated Income Commercial Loans While stated income loans have received a bad reputation after the 2008 financial, stated income commercial loans played a lesser role in the carnage associated with the housing market crash. Today, government legislation and regulation has made it tou
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08/04/2015
The Guidelines of Stated Income Commercial Loans Stated Income Commercial Loans are a great alternative to conventional commercial loans for borrowers who are looking to purchase or refinance real estate property. In general, stated income commercial loans are more concerned about the value of th
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08/01/2015
History of The Stated Income Loan One of the players in the real estate meltdown and housing crisis beginning in 2007 was the pervasive use of stated income loans. Lenders were notorious for making reckless loans without the prudent risk analysis and verification of individuals incomes listed on
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07/30/2015
The Power of Commercial Hard Money Loans Commercial Hard Money Loans A commercial hard money loan is a private lending alternative for real estate investors and small business owners. In the event of a hard money loan, the private investors/lenders will lend their money to borrowers with the prop
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07/27/2015
