Are Stated Income Loans Good For The Market? Stated income loans are often associated with the disreputable lending practices which took place during the run up of the mortgage meltdown. The housing crisis of 2007/08 was a crash course which depicted how the crafty yet corrupt practice of unscrup
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01/29/2015
Stated Income Mortgage 2014 In years past, a buyer may have been able to make that acquisition using less of its own money, but with the tightening of the credit markets in 2008 and the downturn in the economy from 2001 to 2010, most buyers now find they need to put in more equity than in years p
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01/28/2015
Private Lending: Stated Income Mortgage Lenders The market for mortgage lending has experienced an ongoing evolution since the mid 2000's. Following the mortgage meltdown, markets have become more and more regulated with new legislation being drafted regularly aimed at protecting borrowers and co
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01/28/2015
No Income Verification Mortgage The stated income mortgage loan, also referred to as a no income verification mortgage, is a valuable tool for any mortgage lender or borrower seeking financing for their property. This practical loan type can help the borrower who does not fit the mold of the conv
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01/27/2015
Valuing Properties: Commercial Private Loans When lenders such as HML Investments considers financing a commercial property with commercial private loans, they need to be able to put a value on it. This valuation is usually done by a professional appraiser. They have the responsibility of estimat
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01/27/2015
Stated Income Loans Self Employed The attributes of today's individual looking for a mortgage loan are vastly different from the individual borrower of decade's past. Due to a constantly changing socioeconomic environment, the workforce is experiencing higher levels of people who are self employe
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01/26/2015
Bad Credit Mortgage Brokers Far too many people are victims of the idea that just because they have bad credit they cannot receive a mortgage loan, thus they will forever remain in the lowly depths of debt burden and credit turmoil. Nothing can be further from the truth. In fact, there are privat
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01/25/2015
Private Mortgage Lenders for Bad Credit "I can't find a loan with bad credit, what do I do?" "My credit took a hit due to unforeseen events, but now things are looking up. Too bad the banks cant see past my bad credit score..." If you find yourself having thoughts such as these, don't be convince
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01/25/2015
What Creates Value in Commercial Real Estate Lending Commercial private lenders such as HML Investments take measured risks when deciding whether to fund a property. Having the knowledge of what exactly creates value in commercial real estate lending allows investors to decide whether or not the
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01/25/2015
Stated Income Mortgage Programs If you are a self employed borrower, or someone who is having trouble documenting your income, stated income mortgage programs could be your ticket to a mortgage loan. Typically intended for self-employed borrowers, the stated income loan is a mortgage where the le
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01/24/2015
