Private Lending: Stated Income Mortgage Loans The Federal Government recently announced that it plans to taper off its purchasing of mortgages on the secondary market. This decision has left those in the mortgage business very concerned on how this will effect mortgage rates. Following the subpri
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02/28/2015
Loan For Commercial Property When investing in commercial property, the race begins when you are forced to look for a loan for commercial property. Taking the conventional route through applying for a commercial loan through a bank will tend to be long and drawn out and usually are met with failu
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02/27/2015
Stated Income Loan Products The emergence of a higher number of self-employed workers has given rise to the return of the stated income loan products. These borrowers, unable to provide documentation such as tax returns and pay stubs, find it difficult to satisfy the income verification requireme
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02/27/2015
SBA-504 v. SBA 7(a) Loan SBA-504 v. SBA 7(a) Loan SBA-504 LOAN (Commercial Real Estate & Equipment)90% Fixed-Rate SBA 7(a) LOAN (General Purpose) ELIGIBLE BUSINESS SIZE • Business net worth not to exceed $15 million• Average net profit after taxes for 2 consecutive years not to exceed $5 million
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02/26/2015
Secondary Private Lending Market: Stated Income Mortgages A large percentage of newly originated mortgages are sold by their originators into the secondary market, where they are packaged into mortgage-backed securities (MBS) and sold to investors such as pension funds, insurance companies and he
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02/25/2015
Commercial Real Estate Financing Commercial real estate financing has become a hot topic of recent due to the escalating home values in large markets all around the U.S. While it may seem simple, the process for finding financing for your commercial real estate project can be cumbersome, but it d
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02/24/2015
Finding a Home Equity Loan With Bad Credit For individuals with poor credit history, finding a home equity loan with bad credit can appear to be a daunting task. This is not always the case. Although home equity loans generally have rates lower than for credit cards and personal loans, low credit
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02/23/2015
Financing Commercial Real Estate Financing commercial real estate has become an increasingly interesting topic. In this post market crash decade of reemerging growth, there has been an influx of private money looking for a return. Commercial real estate represents a viable investment opportunity
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02/21/2015
Damaged Credit Loans If you have experienced difficulty receiving a mortgage loan due to the fact that you have bead credit, you need not worry. There are private lenders such as HML Investments that specialize in offering alternative financing products for borrowers looking for damaged credit lo
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02/19/2015
How Does Reverse Mortgage Work How does reverse mortgage work? Before considering whether a reverse mortgage is right for you, it is recommended that you fully understand its concepts. With many individuals 62 and over relying on fixed income, one emergency can leave them unprepared to cover thei
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02/17/2015
