Dear Home Buyer, Thank you for your inquiry. I'd like to clarify what your looking for. Your letter indicated you want the lowest rate with the lowest cost! Everyone wants the best deal, the best mortgage, the lowest cost. You're shopping for a bargain. I'm sorry to tell you I can't compete. It's
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06/25/2009
Air, water, food, housing, are not something we worry about, but try living with out them! For all the negative news, people still have to have some place to live! The real estate and mortgage market cycle that's life! Indeed there is more business in an up market, that's life! But, families are
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06/24/2009
In the front of my mind and some where in the back of my storage unit I have a photo of me from 1966. Sitting on a counter in the back office of the old "Portgage Herald" the newspaper I worked for in High School and College. That's who I am! A third lighter. Dark haired. Idealistic. Energetic, b
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06/24/2009
I talked to Dad for an hour Friday as I listen I could hear Grandpa. As I though back on that call I could hear Dad in me! We have so much to thank our Fathers for, so much that can never be said. So much to thank their Fathers for. I've said over and over "we are who we associate with" I'm so gr
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06/21/2009
At 10:54AM on August 24, 2006 I posted Net Offers A Better Real Estate Option A great tool for opportunity investors, that I had first taught in 2005 or ‘76. The response was underwhelming! The only two that commented were pointing out that "net listings" were illegal and consider unethical! Di
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06/15/2009
Gods help us! From the Gods of Socialism at: http://www.house.gov/apps/list/press/financialsvcs_dem/summary_of_hr_1728_--_03_26_09.pdf (Residential Mortgage Loan Origination Standards) · Federal Duty of Care: All mortgage originators (including individuals as well as companies and banks that ori
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06/14/2009
One "Good Faith Estimate" is never enough! Hopefully you've decided on a Loan Originator for the LO's personal integrity is the only real protection the consumer has. But even when you've settled on one LO and more so if you haven't you need at least three "Good Faith Estimates" and their accompa
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06/14/2009
One "Good Faith Estimate" is never enough! Hopefully you've decided on a Loan Originator for the LO's personal integrity is the only real protection the consumer has. But even when you've settled on one LO and more so if you haven't you need at least three "Good Faith Estimates" and their accompa
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06/14/2009
What was the strangest thing I ever included to make a sale? Years ago my late friend, Hubert Williams and I sold a used $15,000.00 sail boat for $400,000.00, but we threw in a large cottage over looking Lake Michigan! After a four hour drive we arrived at the cottage a few minutes after our cli
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06/11/2009
After dealing with one rachmanism after another rachmanism, reading one exaggerated article after exaggerated article even occasionally rational real estate agents can lose sight of realty! Losing sight of sanity and fiduciary, normally pleasant professional people turn in to nothing more than li
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06/10/2009