--Original Message----- From: "Valerie McNeal, CRS, GRI, CDPE" Sent: Apr 25, 2010 3:36 PM To: Subject: Introducing.... 1705 Harbinger Trail
If you wish to be removed from my mailing lists please click here. Your email address will be removed immediately.     Valerie McNeal, CDPE CRS, GRI RE/MAX First Choice Direct (443) 405-3587 Office (410) 391-6900 Cell Phone (301) 704-8129 Fax (866) 431-0427 www.themacteam1...
The Future of Plastic: 5 Credit Trends for 2010 The CARD„Act goes into effect on Feb. 22 and with it come stronger consumer protections.  Banks will no longer be able to raise interest rates during the first 12 months after opening an account -- or hike rates on pre-existing balances altogether. ...
18 Most Overlooked Tax Deductions Every year, the Internal Revenue Service dutifully reports the most common blunders that taxpayers make on their returns.  And every year, at or near the top of the "oops" list, is forgetting to enter a Social Security number at the top of the tax form -- or ente...
Chances are, you or someone you know in Baltimore is facing the possibility of foreclosure. But you need to understand that you are not alone. Today, 1 out of every 10 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it's important t...
MONITORING YOUR CREDIT , what better opportunity to start than the billing cycles right after the holidays. If you're distressed by what you see now, view it as a starting point, then come back next month, the month after, and the month after that to watch your progress. Monthly monitoring is a m...
MORTGAGE RESCUE SCAMS: TOP 10 WARNING SIGNS Consumers and agents, take note! The U.S. Department of the Treasury has issued a consumer advisory detailing common mortgage modification scams. It pays to be aware of fraudulent tactics that con artists may use to lure distressed homeowners into their...
The Truth About Mortgage Modifications The decisions you make as a homeowner today hold a profound impact on your financial future. However, it is important to safeguard yourself from misinformation and fraud. Get the facts regarding your situation and always have a contingency plan. For those wh...
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Valerie McNeal, CRS, GRI, CDPE

Integrity, Knowledge, Results
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