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Learn how to buy affordable health insurance and employee benefits without an agent. Use our tips and online tools to buy health insurance, term life insurance and annuities
RECENT BLOG POSTS
Look around your office. How many people can you count that are no longer with your firm, especially compared to a few years ago? For those of you that have survived, watching your expenses and cutting costs whenever possible is important.When it comes to looking over your family's budget, you pr...
02/03/2008
This evening I was watching TV and almost every prime time commercial in California was a political ad positioning candidates for Super Tuesday. Hillary's commercial screamed " Everyone should be talking Universal Healthcare ".We all agree that affordable Healthcare is important, however the gove...
02/02/2008
What you need to know about COBRACOBRA (Consolidated Omnibus Budget Reconciliation Act of 1986) provides certain former employees, retirees, spouses, former spouses, and dependent children the right to temporary continuation of health coverage at group rates. This coverage, however, is only avail...
02/02/2008
Healthcare reform goes down 7-1. Citing concerns that the plan could worsen the state's $14.5 billion budget deficit and unpredictable long term costs, the California Senate Health Committee voted 7-1 against the health care reform bill negotiated by Gov. Schwarzenegger and Assembly Speaker Fabia...
01/29/2008
Delta Dental remains the most requested Dental plans, however most individuals are limited to participating in the Delta DMO plan (specific dentists). In order to see your own dentist, you will need to have a Delta PPO or Delta Premier program.  These plans are usually only available to groups (1...
01/28/2008
The New York Life Insurance company announced that they have recently completed a nationwide study, learning that the average cost of nursing home care was about 3% higher this year than in 2006, while home health care costs were up 12%. The average cost of a private U.S. nursing home room with a...
12/02/2007
This month, Republicans and Democrats have joined in the U.S. Senate to sponsor a bill that would provide an above-the-line deduction for long term care insurance bought through cafeteria plans. The bill would let workers buy long term care insurance with pre-tax dollars through employer-sponsore...
12/02/2007
An Insurance Policy and a Special Savings Account.A Health Savings Account is really a combination of a health insurance policy meeting minimum US Treasury policy design requirements called a High Deductible Health Plan (HDHP) and a separate custodial savings account for future medical expenses c...
11/27/2007
This past September, the Securities and Exchange Commission (SEC) held their second Senior Summit in Washington D.C. The focus and purpose of this summit was to determine ways to protect older Americans from abusive sales practices and investment fraud."It is estimated that more than 10,000 Ameri...
11/24/2007
This is the time of year that individuals can switch their existing health or Rx plan for another companies plan. Open enrollment started on November 15, 2007 and will close on December 31st, 2007 . If you are not age 65, but have received your Red, White and Blue card, you can also enroll at thi...
11/23/2007
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Vincent Kody

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The Insurance Insider helps you locate affordable insurance by understanding what you are buying without any sales jibber. We share tips and tricks that your agent may not even know. Shop, compare prices and benefit features, or apply online directly with an insurance company without ever meeting an agent again.