Vickie 's Blog

Home Sellers Refuse To Give InRight now sellers aren't selling. They are in denial - still waiting for Santa to deliver the askingprice on their homes, or close to it. My advice is to take the first reasonable offer your real estate agentgets for you... and count yourself lucky.A contractor who d...

Here's One of the Early Results of Today's Real Estate BubbleThis result is largely due to massive adjustable-rate-mortgage debt that many people took onduring the real estate boom: Homeowners, especially those who have interest-only or so-called "teaserrate"mortgages, could see their monthly pay...

Save Money by Deducting Your PMI Borrowers who are closing loans in 2007 and who have annual combined household incomes of $100,000 or less now qualify to deduct the full cost of their mortgage insurance premiums on their federal tax return, according to a press release from the U.S. government. ...

Part 3  In Great Britain, Valentine's Day began to be popularly celebrated around the seventeenth century. By the middle of the eighteenth century, it was common for friends and lovers in all social classes to exchange small tokens of affection or handwritten notes. By the end of the century, pri...

Part 2 While some believe that Valentine's Day is celebrated in the middle of February to commemorate the anniversary of Valentine's death or burial -- which probably occurred around 270 A.D -- others claim that the Christian church may have decided to celebrate Valentine's feast day in the middl...

I came across this and thought it so interesting that I wanted to share it: PART 1 Every February, across the country, candy, flowers, and gifts are exchanged between loved ones, all in the name of St. Valentine. But who is this mysterious saint and why do we celebrate this holiday? The history o...

Choose Your Appraiser You're going to pay for an appraisal one way or another! The lender will require that you have an appraisal in order to loan you the money for the home! Additionally, most appraisers charge about the same money for the service - so why not choose your appraiser? Ask around u...

Don't Agree to Use Their Lender Production builders (builders who can develop whole communities on their own) are now large corporations, many of them traded publicly. The corporations have realized that there is much more money to be made than simply selling you your new home - they'll also try ...

Don't Sign ANYTHING Until You've Worked Out Every Detail of the Sale Buying a home can be very emotional - and it should be. You're not simply picking out a house; you're picking out where you'll spend the holidays next year, where your parents will come visit you, and where you might raise your ...

Use an Agent Who Has New Home Sales Experience Many people think that they can save money by not using, or don't need the services of a Agent when buying a new construction home. This couldn't be further from the truth! New homebuilders typically try to monopolize a transaction - they only give y...