Logan Utah Real Estate Mortgages

30 year fixed 5.0% (APR 5.133%) 15 year fixed 4.5% (APR 4.649%)

Lately, I have been getting more and more questions from borrowers about their mortgage options for a duplex, triplex, or fourplex (owner occupied); and I think I know why...it's a no-brainer! I've even considered buying one myself. Think of the advantages...      - You get help with the mortgage...

In the past, if you needed a mortgage for a condo or townhome, the lender would allow a borrower to get a loan with the insurance that the HOA provided and didn't require a supplemental policy.  This "blanket policy" usually covered the entire project and it usually only covered the exterior of t...

The Deadline for the $8,000 tax credit is technically midnight of November 30th, 2009 but the deadline for when a buyer needs to start the loan application is much sooner than that. With the new MDIA law, which enforces rules for the time that borrowers must have to review disclosures before clos...

When you are meeting with a loan officer to take a loan application there are some questions that they have to ask. Questions such as...      1. What is your gross monthly income?     2. Who do you bank with? What is your current balance in those accounts?     3. Have you ever had any foreclosure...

If you are looking to purchase a home and get a mortgage, your credit score may be the difference in obtaining a decent interest rate and/or being able to get a loan at all. If you are looking to get an FHA loan you will need at least a 620 credit score with most lenders. The good thing about FHA...

Logan Utah Mortgages - What do I need to qualify for a mortgage? if you watch television, listen to the radio, read the newspaper, or have a pulse, you've probably heard that it is much harder to qualify for a mortgage than it used to be. This is true but not because the principles of lending hav...

Even with the recent changes in the mortgage industry and the added transparency of the fees associated with a loan, there are still some things that every borrower needs to be aware of when shopping for an FHA loan. Like it or not, not every loan officer has the borrowers' best interest in mind ...

The "Kiddie Condo" FHA loan program is a great way for young adults, students, and first time homebuyers to purchase a home.  This program allows someone to co-sign with a blood relative (i.e parent, grandparent, sibling, etc.) who would help them qualify for the loan with their income or assets....

7/23/2009 30 year fixed 5.125% (APR 5.199%) 0 points, 15 year fixed 4.625% (4.722%) 0 points. www.LoganUtahMortgages.com