Peter Tamura's Blog

Western Culture has many stories/fairy tales that end with "and they lived happily ever." I would like to investigate what that looks like in more detail.The average age of the Realtor according to NAR is 60. So hopefully, many agents have worked hard for many years, have real estate or other inv...

Let's say in 2020, you could afford a monthly mortgage payment of $1,343. At an interest rate of 3.5%, you can afford a mortgage of $300,000. Down payment and closing costs are separate.Today, with the average mortgage rate at 6.7%(FRED), the same $1,343 monthly mortgage payment will be the payme...

So in looking at how Tulsa real estate did in 2024, I came across the following:According to Google Generative AI, which quoted Capital Homes, the median home price is $289,000 which is a year over year increase of 5.1%.According to Realtor.com, in November 2024 the average home in Tulsa is $260,...

FHA loans allow home buyers to purchase homes with slightly lower credit scores and less money down. They are very popular with low to moderate income households and first time home buyers. If you have a credit score of at least 580, you may be eligible for an FHA loan and 3.5% down.* -Investoped...

.......and electricians, and locksmiths and HVAC......I use a plumber called Randy, he's been a plumber for over thirty years, he's a good guy.It is very difficult for a lot of contractors to predict how long a job will take, from twenty minutes to hours. By the end of the day, even for a concien...

The idea of Yin & Yang is that opposing forces create balance/harmony. Pain and pleasure, night and day, sickness and health, good and evil, the moon waxes and wanes and so forth... The Chinese sage Lao Tse advocates the "middle way" avoiding extremes of one way or another.The two concepts I woul...

Recently, tenants were moving out of a rental house close to Tulsa University, here's my experience with finding new tenants. I have managed properties for about eighteen years and during that time, Tulsa has always been a market where there has been lots of demand for rentals.I use FB Marketplac...

 We are almost finished with the final walk-through and we notice a slight gas smell in the garage. We call an HVAC technician and they investigate and tighten up a few loose connections, retest and the problem is resolved.Now, who pays? Surely, it's not the buyer, this was a safety issue and the...

Yes, Propy is a Crypto Project that is putting real estate transactions on the blockchain. It's up 18.5% today, 659% for the year, or more than the best performing stock in the SP 500 this year.This is not financial advice, I just want to lay out the prospects for why this may be a good idea, som...

On CoinMarketCap, it shows the global Crypto Market is up to 2.7 Trillion Dollars with the SEC approving 11 Bitcoin ETFs in early January. For context, the value of the amount of gold ever mined is a about 12 Trillion with about half in the form of jewellery and the other half in bars, coins and ...