Denise Toliver's (tres4uhomes) Blog

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Real Estate Sales Representative - Toliver Real Estate Solutions, LLC
RECENT BLOG POSTS
My husband and I have been looking for a couple of houses for rental property.  Since we have limited resources, we would like to flip a house or two first to build our investment capital before tying the money up into cash flowing houses. We have looked diligently for 4 months and can not find ...
03/05/2010
When my husband & I bought our first house in a starter community, he did not want to be in a community with an HOA.  He did not need anyone telling us what could/couldn't be done on our own property.  After some shopping, we found a great little community of starter homes with NO association.  W...
02/12/2010
I've been catching up on reading some of my favorite sites.  I stumbled across several great articles on the FreddieMac website on Renting vs Buying a home.  I know this is not a new subject;  however, there seems to be a somewhat different twist to this theme related to timing.  I believe the Re...
02/12/2010
In the time where rental house tentants are being scammed out of their security deposits and 1st month rent.  Is their a safe way to put up deposit money with a 3rd party;  Both Landlord and Tentant interest are protected by the trusted 3rd party until applicant screening is complete and lease pa...
02/10/2010
For years we have known that being financially irresponsible can have a negative impact on your credit score.  It has only recently been speculated on how much wreckless acts can truly hurt your creditworthiness.  A credit Q & A page on the popular MyFICO.com website provides some useful insights...
02/09/2010
The national driving rate for 2009 was 55 cents/mile and is tax deductible.  This can be a welcome source for reducing your income tax liability.  The IRS has reduced the allowable rate to 50 cents/mile for 2010.  The justification for the reduction is due the significantly lower gasoline prices ...
02/08/2010
I've had several conversations with other Realtors and home owners about the "Home Affordable Modification Program" (HAMP);  The President's Mortgage Relief Program was designed to give hope to the destressed homeowner.  Several homeowners I know applied and were approved for trial period plans b...
02/07/2010
I am interested in note buying and would like to get educated to ensure that I get the most bang for my buck.  I am looking for practical training that walks student thru the following:   How to analyze the cash value of a note for sell,  what are the risks, what documents are necessary and how t...
10/30/2009
I am about to that a class on note buying and the core of this class is understanding the "time value of money"  I am looking for a financial calculator for under $50 that handles time value, cashflow, and amortization in a straight forward way.  Possible candidates are HP 10IIb, HP 20b, TI BAII ...
10/30/2009
After working for a franchise agency for a couple years, I began to analyze what value the affiliation with a big name real estate agencies provided.   My experience was mandatory phone and office time, monthly desk and office supply fees, very little support from senior agents and commission spl...
10/27/2009
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Denise Toliver

Rowlett Real Estate - www.TREShomes4U.com
local_phone(469) 644-4602
smartphone(469) 644-4602
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