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Mortgage and Lending - Salem and Bend Oregon FHA, VA & USDA 503.931.4490
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RECENT BLOG POSTS
High Credit Score = Low Mortgage Rate- Credit scoring was developed in the 1960s as a means to determine whether or not consumers were likely to repay their loans. The score ranges from 350 to 850 with a higher score being extremely favorable. Essentially, a high credit score translates into lowe...
03/06/2010
Thanks for the post!There are four primary sections of the 2009 economic stimulus plan that could be very beneficial if you own or are buying a home.   Benefit #1 — Expansion of Home Improvement Tax Credit The tax credit for making energy efficient home improvements is now 30% of the cost of the ...
03/06/2010
Great Post! A good realtor is like a good surgeon when both use built in measures to make sure everything goes smoothly in their efforts. I was surfing the tv channels a few weeks ago and came across Dr. Atul Gawande, surgeon at Brigham and Womens Hospital in Boston (also a staff writer at the Ne...
03/03/2010
Thanks Tim & Julie There is no question that after April 5 2010 Short Sales will dominate the market. Why? Treasury Departments HAFA Guidelines! Read this post for everything you need to know about HAFA. Harris Real Estate University has been advocating the streamlined short sale for over 3 years...
02/28/2010
Great job John!Recent conflicting reports about the housing market and whether or not it is truly in recovery have left consumers as well as those in the real estate business more than a bit confused; those whose business plan is dependent upon a full or quick recovery should proceed with caution...
02/25/2010
Jeff. You sure have a fantastic way of geting your point across. Well done! Hope all is well  Have we been in a crumbling economy in the last few years?  What about a crumbling real estate economy in the last 2 years? In my opinion, I would say yes to both questions. In some cases, do we have too...
02/21/2010
Great Post Jeff  An important question about ETHICS     Advertising and Statements :  We know that we like to sound the best in front of our client. Many like to market themselves as the best, the cheapest, the quickest, etc, etc. But many of us know that these are generally catchy headlines to a...
02/21/2010
Thanks Jeff  How many FHA Loans can I have?   FHA Mortgages have become increasingly more popular for 2 reasons. You just need 3.5% as a down payment and that many lenders will go down to a 620 credit score. What I am seeing now is the confusion about whether you can have 2 FHA loans because loan...
02/21/2010
Thanks for the reminder KimberlyThis weekend, I dragged myself out of bed to finalize my morning appointments, confirm the morning plan with my clients and then drive to Queens to return a key I had borrowed the night before to the listing office.  I immediately hustled back to Long Island to mee...
02/21/2010
Thanks Sue! Two "must do's" when staging your house for sale are fresh paint and carpet.  Potential Buyers need to fall in love with your property AND they need to see the value of your property before they'll make an offer.  New paint and carpet are the best ways to help them do so!  If your hou...
02/19/2010
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Travis Newton

FHA, USDA, VA, LOAN EXPERT - Salem OR Homes For Heroes SALEM OREGON
local_phone(503) 931-4490
smartphone(503) 931-4490
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What is Homes for Heroes? Homes for Heroes is a community minded company whose purpose is to provide real rebates and real discounts for heroes who are buying or selling a home. The program started shortly following the tragic events of 09/11/2001, by a group of Realtors in Minnesota. They were looking for a way to honor those who serve our nation and its communities. The founders were all in the business of real estate so used that experience as their discount platform. They quickly discovered that providing these discounts was not only good for their hearts but also great for their business. The word began to spread and Homes for Heroes soon became the Nation’s Largest Hero Savings Program. Today, Homes for Heroes has more than 600 affiliates in 43 states. Who qualifies as a Hero? Our workforce heroes include but are not limited to military personnel (both active duty and retired), teachers, firefighters, law enforcement, doctors and nurses. How does this work in Oregon? Oregon is currently a non-rebate state so Homes for Heroes affiliates agree to give up to 25% of their gross commission to the charity of the hero’s choice. (or a gift certificate directly to the Hero) Our heroes are always proud to be able to deliver a check to their favorite charity, however. Heroes save an average of $2595 per loan when they close it with Travis Newton of ENG Lending. How can a Hero get registered for the program? You can also call Travis Newton, the Oregon Homes for Hero affiliate directly at 503.931.4490. It is just that simple, no red tape, no additional paperwork. Just a real Thank You for real Heroes. Just need proof they have an affiliation to one of the Hero professions listed.