Tom's Blog

There are many people still looking for 100% financing in FL. It is still available! Will everyone qualify? No. But many people will. When I first heard of the program I thought it would be great for about 2 out of every 20. I was very wrong and actually impressed with how many people fit into th...

If you're wondering what to do this weekend, look no farther. Great fun for kids and adults. Come by and experience the thrill of riding on huge construction equipment. Take a turn at operating front end loaders, excavators, bulldozers, and much more! Also at the event will be military equipment,...

After a rough couple of weeks, I feel I needed to get this off my chest to someone. I have heard many brokers be tagged with the "used car salesman" title. With the mortgage mess, sure there were some throughout the country, but many are trying very hard to earn a living by doing things the right...

First came the subprime fallout mess and now the after effects are coming. After everyone bought homes based on a credit score rather than true factors, such as employment and ability to repay, the housing market is in it's adjustment phase. Now there is such a surplus of homes compared to buyers...

On a recent trip we took, my parents offered us the use of their newest technology gadget. I must admit, I'm not the Treckie of today that most around me are. I think tivo is one of the neatest things out but I don't have the desire to learn how to use it. Mainly because we really dont watch that...

Well we just returned to Ocala from our family vacation to The Smoky Mountains. Its always nice to come back home, but I desperatley miss the scenery and the weather. We left Ocala and it was a normal 87. Of course it was late evening. We stopped in north georgia to eat and we thought we were goi...

Its a decision that many of us are faced with at the most inopportune times. Usually, the closest free ATM is 3 miles away. Do I accept the fee or drive all over town to save the $3 fee? Most likely as the kids are pulling on your leg ready for lunch or initiating the "dying swan" because they wo...

I'm not a big fan of curling up with a good book. But recently, a coworker/friend, suggested a book that was given to her written by Jeffrey Gitomer. I'd heard the name before but didnt know much about him other than he has done some sort of motivational speaking. In the past I have taken Stephen...

I don't know about the rest of you, but I am the type that asks myself this question about everything. If the tv stops working, I take it apart. If the A/C stops, I don't know what I'm looking for, but I start to take it apart. Maybe it's a guy thing. I don't really know. I do know that it drives...

One of the problems with the housing industry right now is people were misled into loans that they couldn't afford. But everyday on the homepages, the largest ads are usually companies like Lending Tree and Lower My Bills offering a $500k mortgage for $20 per month. Stretching a little yes, but y...