Tim L. Ramey's Blog

Good evening and hello there again.  Hope you are doing well, had a great Monday and a fabulous weekend. . Wanted to share Tim's Time Outs  DO SOME:   Being positive some of the time is MUCH BETTER than being positive none of the time.  Making a small effort is FAR more effective than making NO e...

Well good morning and hello there again.  Hope this email finds you having an awesome Monday so far and you had a relaxing weekend.  Wanted to share Tim's Time Outs: SURE IT'S DIFFICULT: Your life is a miracle, filled with boundless possibilities.  Every moment is a priceless opportunity.  A worl...

Good morning and hello there again.  Hope this email finds you well this Monday morning and had a wonderful Easter Weekend.  Wanted to share Tim's Time Outs: EACH STEP ALONG THE WAY: Achievement takes time.  Expect to achieve, and work to achieve, but don't fool yoursel into thinking that it will...

 Good morning and greetings again from Cottage Grove, MN. where the snow has started to melt!-YAY!.  Hope all is well for you and had a fantastic weekend, wanted to share Tim's Time Outs. SUCCESS IS... *  To laugh often and much.*  To win the respect of intelligent people and the affection of chi...

Good morning and hello there from sunny Cottage Grove, MN.--where it has warmed up to 33 degrees above zero!.  Wanted to share Tim's Time Outs: WHEN LIFE SEEMS DIFFICULT: When life seems difficult, it's because you are comparing the way things are to how good you know they can be.  That's actuall...

Is This the Calm Before the Mortgage-Rate Storm? Here’s Why Homebuyers Should Hurry. Although the Federal Reserve hiked interest rates on Wednesday, mortgage rates veered in the opposite direction and tumbled. For the week ending March 23, the nationwide average for the popular 30-year fixed-rate...

What Buyer Activity Tells Us About the Housing Market   The 62% jump in showings from December to January is one of the largest on record. There were also more showings in January than in any other month since last May. As you can see in the graph, it’s normal for showings to increase early in t...

 Good afternoon, happy First Day of Spring, hope you are doing well. and had a fantastic weekend.  Wanted to share Tim's Time Outs: REFLECTION FOR THE DAY: We may not know any specifics about the activities of today; we may not know whether we'll be alone or with others.  We may feel the day cont...

TAX SAVING TREATS YOU CAN IMPLEMENT:  1) ESTABLISH A HOME OFFICE:       There are big tax deductions when you use your home office but knowing what can be included as part of the deduction can make the big difference.(No, house cleaning doesn't count, lol) 2)  INCOME SHIFING:     The tax cuts and...

 Good afternoon and hello there again.  Hope you are well this Monday and had a fantastic weekend.  Wanted to share Tim's Time Outs:Your Ultimate Birthright-HappinessHAPPINESS:The key to happiness is at the same time both simple and complex to consider.  The key to happiness is this:Didicate your...