ARCHIVED BLOG POSTS
2018
Two Things to Consider When Renting Out Your Vacation Home 1 - IRS Guidelines: How Many Days Are You Using the Home for "Personal Use"? In order to deduct the mortgage interest on your vacation home as "qualified home mortgage interest", you need to use the vacation home for your own "personal...
08/27/2018
Here are four questions that can help you make a more informed decision when comparing a 30-year fixed rate mortgage vs. a 15-year fixed rate mortgage. 1 - What will I do with the difference in cash flow? There are two main benefits that a 15-year mortgage has vs. a 30-year mortgage: 1 - Fi...
08/20/2018
These four questions can help you make smarter mortgage and housing choices: Why is it better to buy a home right now vs. renting a home? Buying a home usually requires more upfront capital, more ongoing expenses and a longer-term commitment. Make sure to run the numbers with a professional ...
08/13/2018
Congratulations on paying cash for your home! I just wanted to make you aware that the IRS gives you a 90-day window to put a mortgage on your property and gain the tax benefits associated with the coveted “acquisition indebtedness” status. What is “Acquisition Indebtedness” and Why Does it M...
08/06/2018
Rainer
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Chris Freck
EstaR Mortgage, A Bilingual Brokerage