New York Insurance Expert | Homeowner | landlords | 1-716-684-3203

I was at a conference last week and the social media expert was talking about you need a strategy on Twitter. Don't be on there to just converse but have a strategy. So I wondered what was yours and do you agree?

Thanks to Missy Caulk in Michigan for bringing this up. Do you know if in NY State a land contract is still considered a sale and thus, the tax rebate applies? Anyone have the answer or a place where I can go look it up - specific to NY? Thank you.

Tomorrow is preferred (Sat.) as I was informed by my rent-to-own tenant they are not going to buy the home. I need to find out what is out there for lower valued properties ($40,000) and what the qualifications are. Plus, what I am allowed to give back in seller consessions. I don't want another ...

Huge celebration in the predominate "polish" area's of Buffalo - lots of pussy willows & squit guns. Where did all that come from? Tom Larsen www.nypropertyinsurance.com

Mayonnaise Jar & Two Beers... When things in your life seem almost too much to handle, when 24 hours in a day are not enough, remember the mayonnaise jar and the 2 Beers. A professor stood before his philosophy class and had some items in front of him. When the class began, he wordlessly picked ...

 I've had 3 clients in the last week ask the same question - "Will my home/rental property/commercial property rate go up if I have a claim?" Don't confuse property rates with auto insurance rates! Unlike auto insurance, where your rates can get "sur- charged" based on tickets and accidents, prop...

Just curious the positive relationships you've created but also the negative one's too. Do they make you look even more valuable in the eye of the buyer? or have they reduced your value due to poor performance? Trying to survey the good & the bad. Thanks. Tom Larsen

Both realtors ran out of information sheets - about 1.5 hrs after it started. I am amazed at how many people are out looking. Are you finding this out in your marketplace?   Tom Larsen

This is a 5th grade math problem.      This is not a trick question.  This is a real math problem so don't say that a bus has no legs. There is no bus driver either so don't worry about counting those legs!  That's all the help you get.   Here is the problem: There are 7 girls in a bus. Each girl...