Thomas Brewer's (tbbjr) Blog

TAX REBATES MAILING SOON... WHEN WILL YOU GET YOURS?Last month, President Bush signed the Economic Stimulus Package into law - setting aside $168 billion in tax rebates and incentives to help boost the US economy. As we head into spring, those tax rebates are getting ready to hit the mail. So whe...

The Bond market will gravitate towards news from the job market this week, with employment information due to arrive on Wednesday and Friday. Although Wednesday's ADP Employment Report has a history of being somewhat unreliable in predicting the "official" Jobs Report number, Bond traders will st...

"NO GREAT DISCOVERY WAS EVER MADE WITHOUT A BOLD GUESS." Isaac Newton But even the great mind of Isaac Newton might not have guessed that Bonds and home loan rates would continue on such a volatile course. But let's get bold, and discover what caused the latest rock and roll action in the financi...

The unannounced news outta the FHA this week is that lenders are requiring 580 credit scores to do loans at 100% with the AmeriDream 3% gift from the seller. What does this translate to in the Real Estate world you ask?? Flexibility from both the buyer and the seller if you want to get the deal d...

So after all that...what lies in wait as the markets reopen following the holiday weekend? Yet another action packed economic calendar. We'll get a look at the housing market via the latest numbers on both New and Existing Homes Sales, but the report voted most likely to influence the markets wil...

The Mortgage Market View... Buying versus Leasing: Two Sides of the Same CoinDespite claims to the contrary, there really is no one-size-fits-all answer to the question of whether to buy or lease a car. In either scenario, a portion of every payment is lost to depreciation, even with the best int...

Last Week in Review "DARLING, I DON'T KNOW WHY I GO TO EXTREMES...TOO HIGH OR TOO LOW, THERE AIN'T NO IN-BETWEENS..." Billy Joel The financial markets endured another week of extreme bipolar behavior, with enormous intra-day mood swings that normally wouldn't be seen over the course of several we...

Forecast for the Week So if you love all the excitement, drama, intrigue and crazy volatility of late...you'll love the week ahead, as it is loaded full with market movers. We'll get the latest readings on the health of the manufacturing and housing sectors, but the main event will take place on ...

For all conventional purposes 100% financing will only be available through the VA and the FHA effective March 31st 2008. So, for all of the fence sitters you have 2 weeks to secure financing at the 100% level from either Fannie Mae or Freddie Mac. These companies offer the purest forms of 100% f...

On the surface that would be an immediate yes if you polled every Realtor in the DFW area.However there may be an exception or two to that rule. If your house is currently on the market you need to make it the best it can be. Nuetral colors, no wall paper, fresh paint where needed and landscape s...