Tammy Vertrees's (tammysrealestate) Blog

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Real Estate Agent - License# 01754100
San Diego, California Real Estate Homes and Consulting

ARCHIVED BLOG POSTS

2008 

  Why you should buy Real Estate NOW! Interest rates are down, making housing more affordable. With the national average rate for a 30-year conventional fixed-rate mortgage at around 6 percent, a buyer can save thousands over time. For example, a $200,000 loan amortized over 30 years at 5.9 perc...
10/17/2008
  Catching the Perfect Wave: Timing the Market Savvy investors know that markets expand, peak, contract, and hit rock bottom. By understanding the four phases, as well as their signs and influences, an investor can time his entry in and out of a market. Ideally the time to buy is at the bottom, ...
10/17/2008
  For Sale by Owner vs. Using a Realtor Multiple Listing Service Your listing contract should specify whether or not the house will be listed with the local MLS (multiple listing service). It is definitely in your interest to have the house listed. This is because your sales force is automatical...
10/11/2008
  What Happens Behind the Scenes If you start out with too high a price on your home, you may have just added to your stress level -- and selling a home is stressful enough. There will be a lot of "behind the scenes" action taking place that you don’t know about. Contrary to popular opinion, the...
10/11/2008
  When Your Selling Price is too High, Beware! Meeting With Realtors So you’ve decided to sell your home and have a fairly good idea of what you think it is worth. Being a sensible home seller, you schedule appointments with three local listing agents who’ve been hanging stuff on your front door...
10/11/2008
  Things Not to Do Before Purchasing a Home No Major Purchase of Any Kind Do not make any major purchase that would create debt of any kind. This includes furniture, appliances, electronic equipment, jewelry, vacations, expensive weddings… …and automobiles, of course. Don’t Move Money Around Whe...
10/08/2008
  Use Your IRA Funds to Buy Real Estate Now (ARA) - It sounds almost too good to be true: IRA holders can use their retirement funds to purchase real estate before the age of retirement without incurring distribution taxes or penalties. And they can realize their real-estate investment profits t...
10/08/2008
  Buying a Home With Resale Value There are many things that should be considered when buying a home. Since most homebuyers expect to buy a bigger and better home someday in the future, resale value is an important factor in decision-making. You use the proceeds from selling one home to buy the ...
10/08/2008
  Shopping for an Agent Your first step should be to shop for a Realtor, not to shop for property. Shop for a Realtor the way you would shop for a good attorney, accountant, mechanic, plumber, doctor, financial advisor or other professional. Now that we have the Internet, you have more informati...
10/04/2008
  Finding and Using Your Own Realtor Actually, the best thing for you to do when you see an advertisement in the paper is to call your own Realtor and tell them about the ad. Since addresses usually do not appear in advertisements, your Realtor will call the listing agent and find out the MLS nu...
10/04/2008
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Tammy Vertrees

Real Estate Consultant
local_phone619-777-8811
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