Tamara Richardson's (tamararichardson) Blog

AUSTIN FORGING AHEAD ON JOB GAINSAustin Business Journal3/27/2008Employment in the Austin area increased by 3.2 percent in the last year, according to the latest labor market figures. The Austin-Round Rock metropolitan area had about 767,600 jobs as of February, that's 6,400 more than January and...

Credit Scoring Part II: The Five Factors of Credit ScoringThere are five factors that comprise the credit score. They are listed below in order of importance, just as an underwriter would look at the score:Payment History: 35% impact. Paying debt on time and in full has a positive impact. Late pa...

Credit Scoring Part I: Good Credit Translates into Lower Rates for the Consumer In the 1960s, Fair Isaac Corporation started working on a system lenders could use to evaluate the likelihood of receiving repayment on loans. Prior to that, it was really a matter of trusting an individual to be a "m...

1.   FHA has raised their loan limits from $217k to $288,750 in Williamson, Travis and Hays counties.  (see below)    In the past, FHA Lenders have had no minimum credit score requirement...THAT HAS CHANGED.  Most lenders have gone to a 580 credit score minimum.  In the past, FHA Lenders have had...

Hi, my name is Tamara Richardson and I am a Real Estate Agent in the Liberty Hill, TX area.  I specialize in this area and know it well.  Liberty Hill, Leander, Cedar Park, and Georgetown are all growing extremely fast.  The following are articles I received and found of particular interest and h...

#1: 5,500 homes to spring up soonAustin TX - 29 February 2008 An Austin-based developer is starting to turn dirt on the first two sections of a massive residential development it plans to shape in Leander and Liberty Hill, which will add about 5,500 homes to the area in the coming years. Gunn & W...

Beautiful home, barely lived in and on over 2.5 acres. Vaulted ceilings, Crown Molding, Ceiling fans in every room. Lots of room for the whole family with over 1700 sqft. Large rooms, a generous amount of cabinet space in the Kitchen and a nice sized pantry. Tons of storage in the attic area. Thi...