Sylvie's Blog

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Real Estate Agent - Sylvie Shurgot Real Estate
This blog addresses a variety of topics related to real estate, mortgage, and living in San Antonio and the Hill Country.
RECENT BLOG POSTS
Beautiful property located in a gated community 12 miles outside Helotes. Three adjacent lots sold together for a total of approximately 2.5 acres. Survey from 2007 available. Recently cleared of cedar.  Perfect for your new home!  Click on the link below for a slide show.  The last few pictures ...
07/27/2008
All around me — on the news, on line, on the street — people are blaming mortgage brokers for the current situation. According to them, brokers approved loans to people who had no hope of being able to repay. That is simply not true. A mortgage broker or a loan officer doesn’t approve loans, the ...
07/27/2008
What’s today’s interest rate on a 30-year conventional loan? The answer: You tell me your credit score, and I’ll be closer to quoting you a rate. With all the bad news about mortgages and foreclosures, lenders have changed the rules and made it more difficult to obtain a loan. Many programs have ...
07/27/2008
Here's an interesting bit of data for the San Antonio area.  These graphs only show single residential sales and are not only for San Antonio but also for other towns our MLS includes.  The first graph shows the number of homes sold compared with the number listed from 2004 to 2008, for April to ...
07/27/2008
Gene and Carol Griesemer probably won't be able to continue producing that great marvel, their goat cheese. I missed Gene's return at the Grey Forest Farmers Market; May, June, and most of July went by...I had been told he'd be back in June or July. Last week the word was that financially the Gri...
07/27/2008
Last December, I decided to take a drive south on IH-37 to visit a local olive grower. What a delight! Ten thousand trees of 22 varieties grow on this beautiful land. The owner, Sandy Winokur has a nice little shop where you can buy goodies for your taste buds, olive-based skin care products, and...
07/27/2008
Healthy Homes: indoor air pollution. Candles, air fresheners, cleaning supplies, dusts, smoke, paints, carpet, glues, and many products we use without thinking about air quality can all contribute to indoor air pollution. If you can smell it, you might want to look into the contents, which could ...
07/27/2008
I've been following a few properties. They sold for $500,000 or more in 2006, and I collected appraisal information for 2007 and 2008. Not only did many appraisals not catch up with the actual sales price of the house, but some actually went DOWN. For fun, I also looked through The Dominion, Alam...
07/27/2008
I just returned from a trip to the farm, my car loaded with fresh produce, fresh from the field, for prices you won't find at HEB. Think of the best Texas has to offer; it was there and I bought it: red beets, black-eyed and purple hull peas, fresh pinto beans, zucchini, onion, new potatoes, Swis...
07/27/2008
PMI is extra insurance lenders require borrowers to pay for as long as the loan is for over 80% of the home's value. Once the borrower has paid the loan down to 78% of the value, PMI is automatically cancelled. Of course once you hit the 80%, you can request cancellation. PMI can easily cost you ...
07/27/2008
Rainer
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Sylvie Shurgot

Real Estate Broker, San Antonio - (210) 380-8681
local_phone(210) 380-8681
smartphone(210) 380-8681
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