Stephen Gallo's (stephengallo) Blog

  No Documentation Loans SFR Loan Limits à $417k Seller can provide up to 6% towards the Prepaid Items/Reserves & Closing Costs!     •·       No First Time Homebuyer Requirement! •·       Single Family Loan Amounts up to 417,000! •·       Only 10% Down Payment but 5% Can be Gifted •·       Verbal...

Please fill out and submit this order form by Thursday at 3:00 p.m.  Your flyer(s) will be emailed to you or ready for pick up in color by 3:00 p.m. on Friday.   Please email me the mls listing/link, the  property photo, personal photo, and company logo if you would like it on the flyer.        P...

  Jumbo/Super Jumbo Loans Loan Limits à $3,000,000.00 Seller can provide up to 6% towards the Prepaid Items/Reserves & Closing Costs!     •·       No First Time Homebuyer Requirement! •·       Loan Amounts up to 3,000,000.00! •·       20% Down Payment with no asset verification •·       Only a 1 ...

Stop Paying Your Landlord's Mortgage!   It's staggering when you think about the cost of living, especially if you rent, instead of own, your own home.   Let's say, for example, that you pay $1,000 a month for rent. Over the next three years, your property management company will have reaped $36,...

  No Documentation Loans SFR Loan Limits à $417k Seller can provide up to 6% towards the Prepaid Items/Reserves & Closing Costs!     •·       No First Time Homebuyer Requirement! •·       Single Family Loan Amounts up to 417,000! •·       Only 10% Down Payment but 5% Can be Gifted •·       Verbal...

100% Financing New FHA Limits $729k Seller can provide up to 16% for Down Payment & Closing Costs! • No First Time Homebuyer Requirement! • No Income Limits! • No Credit Score Requirement! • Co-signers Allowed! • No 2 Year Work History Requirement! • Collections may not need to be paid! • 30 Year...

Helpful Hints on Marketing and Selling Your HomeTip #1: Clean up oil spillsFirst impressions are always critical, and your driveway is partof that first impression. Here's a quick tip that may be thesolution for your cement driveway: Try Drano or any high-powered liquid drain cleaner and sweep th...

Stop Paying Your Landlord's Mortgage!It's staggering when you think about the cost of living, especially if you rent, instead of own, your own home.  Let's say, for example, that you pay $1,000 a month for rent. Over the next three years, your property management company will have reaped $36,000 ...

10 Steps to Home Ownership  Step 1: Apply for Mortgage Obtaining a pre-approval is a very important first step. A mortgage pre-approval will give you greater credibility with real estate agents and with the sellers. You will be a virtual cash buyer and you will know exactly how much you can affor...

Knowing the Guidelines Solves the MysteryConsumers are often baffled by the appraisal process. They may feel their home is worth a higher dollar amount, and the appraised value doesn't always make sense to them. It is important to know that appraisal guidelines are dictated by the lenders, and in...