Bay Area Mortgage Blog

Rhythms are vastly underrated. Although we all seek the excitement of new things and great adventures, let us not forget that every transition, good or bad, disrupts rhythms. When the adventure is over, going back to the rhythm is like being rocked to sleep with a soft lullaby. It is a heaven all...

A few years ago, the sun was bright and the wind was strong. And while we were never the perfect partners, we still understood that both the Reator Ship (the SS CrazyMarket) and the mortgage ship (the SS LooseLending) needed to make it to shore for a real estate transaction to close. Passengers w...

When we post to Localism, we are the neighborhood reporter covering a beat.  In exchange, we get to cast our line out to the Internet in hopes our blog will attract those that are interested in buying real estate LOCALLY. But I say, why wait for Google to get business? You can be out and about LO...

As the vice president of a major corporation, he had been thrilled when he was transferred from St. Louis to the San Francisco Bay Area. Yesterday, after nearly a year of cross country commuting, his St. Louis house still not sold, and his California mortgage still not solidified, he threw in th...

  IS BEING PERISTENT REALLY A GOOD THING? Yesterday, when I FINALLY got approval for a silly little loan that had been sent to no less than 3 banks in 3 months, I got a compliment of the highest kind from the head processor in our office. "WOW. I would like to have you as my loan officer because ...

Early in my career, I was fortunate enough that a well-established local Realtor referred me a teacher, who was also a single mom, seeking to buy her first home. To say I was thrilled and flattered would be an understatement. Realtor knew I was somewhat new to the business, could have chosen one ...

Our office has learned from a reliable source that Wachovia (formerly World Savings) has decided to stop doing neg am loans completely. In conjuction with this news, they will also announce the closure of approximately 100 offices nation wide. It has also been reported that for all Wachovia loan ...

Here in California, its a jungle out there. Buyers have stopped waiting for houses to "GO LOWER". They are not wondering if buying real estate is a "good idea". And they sure aren't thinking about the potential for appreciation. They have only one thing on their mind: Get in while you can. They a...

Daddy Dearest, When you get to my age, having a father like you is definately a pure luxury. Did you know when we are together, people often pull me aside and say this with great envy: "That's your Dad? Wow." The only reply I can muster is, "Yes, that's him. That's my Dad". What they see is the 8...

My readers know I have confessed to having a bad case of COMMENT ADDICTION. But when a post inspires an outsider to comment, we are afforded the RARE OPPORTUNITY of getting inside the head of the very person for whom the blog tolls. Could there be more valuable insight than this about how the wor...