Bay Area Mortgage Blog

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Mortgage and Lending - Platinum Home Mortgage Company - NMLS #238304
Small, easy to read mortgage tidbits from a California lender take you from application to approval in 300 words or less.

ARCHIVED BLOG POSTS

2009 

18 Comments
Question: Why do celebrities die young? Why do they morph from fresh and beautiful to warped and paranoid? Answer: Celebrity messes with your mind. I can still remember my father's lecture to me about "celebrity" when I was young. He framed it around Marilyn Monroe's untimely death at age 36. His...
06/26/2009
First time home buyers: Are you still at the computer, doing endless "research" on how to snag the $8000 TAX CREDIT for buying a house this year?  Does the November 30th deadline seem like a million years away as you think about fireworks (not turkey leftovers)? First time home buyers: Get your b...
06/25/2009
Is a real estate commission just a slush fund to benefit clients? Some people think so. There it sits, a whole lot of money, and everyone pretty much knows how much. They know how badly you want to get the deal closed. They know this money only comes to you once the deal is closed. Can they resi...
06/20/2009
This was easy to predict: There is already an effort in Congress to extend the $8000 tax credit for first time buyers (which expires Nov. 30, 2009) to buyers of ALL houses in 2010.  There will be some form of rebate in the year 2010 because the real estate industry will continue to languish, and ...
06/17/2009
They say you can't be too rich and you can't be too thin. But can an appraisal be too high? I am fighting my first HVCC appraisal issue, so please don't laugh when I tell you my problem: The appraisal is TOO HIGH. The appraisal came in $65,000 OVER the contract price. With every single mortgage p...
06/10/2009
Test question: What do the following 3 situations have in common? Your answer can only be one word. An increasing number of frustrated Realtors posting on ActiveRain about late closings and bashing complaining about mortgage people Frustrated customers at dealerships who cannot get the cars/truck...
06/05/2009
I married into a family with 3 proud generations of General Motors execs. Yep, GM was the "family business", and everyone was obsessed by cars. I didn't think I was, but still.... Was I first attracted to the man I would eventually marry because of all his wonderful qualities? Or the little red ...
06/04/2009
Rainmaker
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Janet Guilbault

San Francisco Bay Area Direct Mortgage Lender
local_phone(925) 212-6347
smartphone(925) 212-6347
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