Bay Area Mortgage Blog

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Mortgage and Lending - Platinum Home Mortgage Company - NMLS #238304
Small, easy to read mortgage tidbits from a California lender take you from application to approval in 300 words or less.

ARCHIVED BLOG POSTS

2008 

If every single person facing a loan adjustment had educated guidance, and a solid course of action for their pending loan adjustment, I believe it would THAW out much of the PANIC causing our current economic freeze. Ever hear of the "fear of the the unknown?" It is alive and well in the heads ...
11/25/2008
Please study the headline of this post carefully. Since "WE" are funding a bailout of toxic mortgages, "WE" (taxpayers) should be very careful in demanding a solution that wipes out debt (forgives principal) instead of restructuring the loan (lengthening loan, reducing the rate, etc). I agree wit...
11/24/2008
Today, I am going to ask those politically incorrect questions that no one else has dared to ask. I'm going to ask because these questions are at the very core of what is wrong with our economy. Someone has to ask if we ever hope to have a prayer of getting back on track. Are the REASONS for all ...
11/22/2008
There is a new disease out there: Fear of Financing (FOF). FOF is a psychological disease that prevents people from buying houses. While we have yet to discover a cure, you as a Realtor can sell more houses if you understand it, and help potential buyers overcome it. Buyers have already heard tha...
11/12/2008
Private offices for mortgage brokers, once a common thing, are becoming obsolete. You already know why: mortgage companies, just like my former company, are closing and/or consolidating locations in an attempt to slash costs in this continuing credit crisis. So many people have left the business,...
11/06/2008
I am pleased to let you know that I now am working at RPM Mortgage in Alamo, California, a city adjacent to Walnut Creek, and only a few miles away from my old location. Many of you know from my last post that my former company closed their location in Walnut Creek as a cost cutting measure. A g...
11/01/2008
Rainmaker
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Janet Guilbault

San Francisco Bay Area Direct Mortgage Lender
local_phone(925) 212-6347
smartphone(925) 212-6347
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