Bay Area Mortgage Blog

By
Mortgage and Lending - Platinum Home Mortgage Company - NMLS #238304
Small, easy to read mortgage tidbits from a California lender take you from application to approval in 300 words or less.

ARCHIVED BLOG POSTS

2008 

I spent a sleepless weekend in Seattle. In case you have never been to Seattle, let me explain that it is the perfect place to think things through. With water views on all sides, weather so fickle you never know what to expect (disturbing only if you are a Californian and used to relentless suns...
10/23/2008
Whenever circumstances line up in a way that you have intense and intimate conversations with homeowners in distress, something interesting happens. You start to feel the pain. You start to understand. You know what keeps them up at night. It is, a broader understanding. You are a soldier in the ...
10/20/2008
"Why is Wachovia Bank offering to restructure my loan?" Wachovia Bank wants to help homeowners BEFORE they find themselves in a situation where they cannot pay their mortgage.  This is why you can only apply for a restructure IF YOUR WACHOVIA LOAN IS CURRENT. You can also apply if you owe more t...
10/13/2008
If you currently have a Wachovia Bank option ARM loan on your home, Wachovia is offering to restructure your loan into a 30 year fixed rate loan without closing costs, and with highly favorable  rates and terms that do not exist in traditional refinances. You can accomplish this with what just mi...
10/09/2008
  And so...this novel entitled "Mortgage Crisis"  is at the beginning of a new chapter.  We have yet another new phrase we must banter around. That phrase:  LOAN RESTRUCTURE. You know you have a new phrase when your clients call you and use these words. The nightly news has 3 different stories ab...
10/08/2008
In Dr. Seuss's famous book, Sam-I-Am is finally successful in convincing his unnamed friend to taste Green Eggs and Ham. Say!I like green eggs and ham!I do! I like them, Sam-I-am!And I would eat them in a boat.And I would eat them with a goat...And I will eat them in the rain.And in the dark. And...
10/03/2008
For a limited 60 day trial period, Wachovia Bank has authorized our company to RESTRUCTURE your Wachovia option arm mortgage. The bank will do this by converting your loan to a 30 year FIXED RATE mortgage, or to a tradtional 3 or 5 year ARM. This opportunity comes to you by way of a innovative pr...
10/02/2008
The mortgage crisis has finally hit the car business. Yep. dealerships are closing and car sales have plunged by about 35%. And while the temptation may be to think of "gas prices" as the reason, the real reason is "mortgage crisis". Fast becoming known as CREDIT CATASTROPHE. Did you know that a...
10/02/2008
Rainmaker
184,178

Janet Guilbault

San Francisco Bay Area Direct Mortgage Lender
local_phone(925) 212-6347
smartphone(925) 212-6347
Contact The Author