RECENT BLOG POSTS
Dramatic Changes in the Sacramento Housing Market Just as we have been reporting we have seen a dramatic change in the last few months in terms of available buyers due to higher inventory, increased interest rates, and extremely reduced investor activity. A recent article in the Sacramento Bee c...
11/14/2013
Should I use a Lawyer to Negotiate My Short Sale? This is a question that is often posed to us by sellers who are underwater and looking to sell a property as a short sale. Most likely they have been aggressively contacted and pursued by a real estate agent by mail, phone or in person regarding s...
11/12/2013
There is a lot of hub bub around the new HUD changes to FHA short sale rules that went into effect on October 1, 2013. Specifically these requirements are set forth in the most recent Mortgagee Letter 2013-23 and this letter in a fair amount of detail states certain requirements that were already...
10/15/2013
Trulia yesterday released the latest findings from the Trulia Price Monitor with regard to asking prices. It reported that asking prices are slowing in 68 of the 100 major U.S. Metros, with the largest declines being seen in Oakland, Sacrament, Orange County, and Los Angeles respectively. Home As...
10/10/2013
Last week I wrote a blog post based on some reports that said that there would not be delays due to the government shutdown at least in part due to processing 4506-T forms. In particular Freddie Mac issued this statement; “If a loan is made to a government employee and the closing date is during ...
10/09/2013
Redfin is reporting that increasing mortgage rates and home prices are causing buyers to step back and put their home buying plans on pause. Redfin analyzed the time that it took a home to go under contract from the time it was listed. This means the time that it took a home to receive and accept...
10/03/2013
Unless you are a Federal employee most of us have been trying to figure out how the government shutdown is going to affect or impede our daily lives. Being in real estate it is natural to wonder how the shutdown will affect housing and mortgages. More than 90% of the residential housing market de...
10/02/2013
Realtor.com is reporting that shadow inventory which once was a major threat to housing recovery is receding. According to a Lender Processing Services report from their August Mortgage Monitor, shadow inventories have now fallen to its lowest point in 4.5 years. What is Shadow Inventory? Shadow ...
09/30/2013
The numbers for August and adjusted numbers for July 2013 are in. There have been several headlines lately which appear to be indicating a shift from supply to demand which would shift the market from a seller's market to a buyer's market. A new report by Realtor.com found that as the year’s peak...
09/25/2013
This week brought surprising financial news, as Federal Reserve Chairman Ben Bernanke announced that the Fed would not be deviating from its current monetary policy, nor cutting its 85 million dollar per month bond purchase. This was a surprise to Wall Street who expected that the Fed would stop ...
09/25/2013
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Sarah Litchney, Sacramento Realtor and Sacramento Real Estate Attorney

Sarah Litchney, Sacramento Real Estate Attorney
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