Corona Golf and Senior Living Homes

New Amendments to Regulation Z   "In 2008 the FED adopted a new rule amending Regulation Z, which becomes effective on October 1, 2009 and protects consumers by prohibiting certain unfair, abusive or deceptive home mortgage lending practices. This new FED Rule applies to all mortgage lenders—not ...

Our California Association of REALTORS alerted us this week that Mortgage loan delinquencies did rise but foreclosure were flat. Might this mean that the banks are beginning to work out some of the short sales that have been on their desks for months? I hope so! "The delinquency rate for mortgag...

I believe everyone is feeling the fallout from this recessions but some parts of the US are coming out a bit on top.  Here is a great interactive map from NPR that shows you where you might move if you want to get away from the heavy hit counties.  Just click on this link and find your state on t...

I am the type of person that believes we should look at the glass half full so I am happy to report that the Corona, CA real estate market is improving.  Lets get some good press out to the public and let them know that things will turn around.  Here are some facts:   Month#                      ...

 Appraisal rules rewritten poorly! In a desire to curb abuses in home loan appraisals our government passed a law that became active on May 1st of this year.  The desire of this law was to curb the bad appraisals that occurred during the housing boom.  The new law prevented appraisers from having...

Money is tight for us all but the consumer better keep a keen eye on the government in the coming weeks.  More laws are being prepared to raise money for the county, city and federal government.  Do you think they don't concern you!  Think again.  Many areas are trying to pass point of sale laws ...

www.Koziel.com Corona Certified Farmers' Market To say we are excited in Corona, CA about our new Farmers' Market is an understatement.  After a lot of hard work by a lot of local people our dream of a Farmers' Market will be coming true.  Beginning on July 11, 2009, Farmers' Market Management Co...

It's time to look at the glass half full!Home sales are increasing in Riverside County and although the sale prices are down I believe that supply and demand will correct this shortly.  Many investors that I work with say they are buying homes in many cities and that they still are finding renter...

    www.Koziel.comStop kicking yourself about forgetting that flash drive!   I have to tell you about my new favorite website! If you have ever been caught sitting in front of the wrong computer when you need to access a document this new program is for you. LIVE MESH! Now connect your work compu...

www.Koziel.com Buyers are learning valuable lessons!  It appears that some buyers are finally starting to ask the right questions before they purchase a home.  With today's economy being what it is this is a good sign.  The last thing you need after purchasing a home are surprise expenses.   Many...