St Petersburg Real Estate Financing

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Mortgage and Lending - FBC Mortgage - NMLS #:333188
 I wanted to tell everyone about my new friend David McRee, the author of Florida Beaches.  He is THE expert of the beach and he has an amazing guide about St Pete Beach and has another whole site devoted to all the beaches on the lower Gulf Coast of Florida.  If you are vacationing or relocating...
2009 UPDATE for 4th of July- Saint Petersburg, FL and the Gulf Beaches  4th of July Celebrations and Fireworks LINKS for Saint Petersburg, Clearwater and Gulf Beaches 2009 - Highlight on St Pete celebration 2009 - Clearwater, Beaches and Pinellas County celebrations Patriotic Music God Bless the ...
    Flexible 97 & 100                                            Here in St Petersburg, when our home prices rise above $150,000 the Zero down mortgage options start to decrease.  The reason is that many St Petersburg mortgage programs have income caps (approximately $54,000) or geographic limita...
Since I have been a mortgage broker in St Petersburg, Clearwater, and the Tampa area, the industry has been inundated by people that don't take the time to really KNOW what mortgage options there are.  Zero down is a perfect example of a mortgage that anyone in St Petersburg can offer, but few re...
  VA Loan Funding Fee Tables There are some cases where there is an exemption to the funding fee requirement.   The following persons are exempt from paying the funding fee:   Veterans receiving VA compensation for service-connected disabilities. Veterans who would be entitled to receive compensa...
Our mortgage customers at Gulf & Southern Mortgage here in St Petersburg FL typically have many questions regarding the mortgage benefits they are entitled to use towards purchasing a home through the VA. If you are living in the Clearwater, St Petersburg, Tampa or Pinellas and Hillsborough Count...
Save money with a VA home loan! VA loans usually have lower interest rates than conventional loans, and they do not require mortgage insurance. In addition to saving money, there may be no down payment required for a VA loan. At Gulf & Southern Mortgage, we aim to provide you with all the resourc...
Benefits of Veteran Home Loans Loans up to $417,000 No down payment required when purchasing a home. A VA mortgage loan is guaranteed with no money down for any loan up to $417,000. Lower rates for bad credit. If you have bad credit, you would likely get a much lower rate with a VA loan than a co...
I spend a lot of time looking at the latest mortgage products and finding out how to save my clients money.  I think that the VA loan program is one of the best programs in the market and very rarely do we end up using another program when my client qualifies for the VA loan.  But there are some ...
If you are looking for a mortgage or a home to buy, we can assist you by giving you all the information you need about the local area of St Petersburg, Clearwater, Seminole, Palm Harbor or anywhere in the Tampa Bay area.  We can refer you to some of the top real estate agents in Clearwater or St ...

Scott Hoag

Preferred Lender / Mortgage Company
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I specialize in helping individuals like you and families like yours find, qualify for, and own the home of their dreams with little or no money down, even with less than perfect credit.