St Petersburg Real Estate Financing

The Federal Reserve cut a key interest rate for the first time in four years, seeking with an aggressive half-point move to prevent a steep housing slump and turbulent financial markets from triggering a recession. The long awaited Fed decision arrived with a bang! The Fed surprised many economis...

It's all about the Fed this afternoon as both the stock and bond markets will be reacting to their words and actions. Will it be a half or quarter point cut on the fed funds rate and will the discount rate be reduced? What will they say about inflation? It all plays out this afternoon. In the las...

Should you lock your rate ahead of the Fed meeting?The only economic report released today was the New York Empire State Index for September, which came in less than expected and Mortgage Bonds had little reaction. All eyes and ears are now focused on tomorrow's Federal Open Market Committee meet...

The City of Largo participates with Pinellas County in the Pinellas County Consortium for Housing Assistance Funding under the Federal HOME Investment Partnership Program. HOME funds are used by the City to assist first-time home buyers through the Down Payment Assistance (Sold on Largo) program,...

I just went to Google to check to see who was showing up with articles on one of my favorite cities, Clearwater FL.You are never going to believe what came up!  A whole market report with articles from Inman including current listings and state on our market?!?What do you think about that?  Decen...

Why do some people tell you you have "BAD credit" and others can get you approved in days?  If your loan was turned down because you were told you have BAD credit, don't give up!  Talk to someone that understands credit and how to minimize the effect negative items have on your credit.  You may ...

Do I need 'good credit' to get an FHA mortgage? No, you do not need high credit scores or even average credit scores.   However, on the other side of the coin, your credit cannot be 'totally terrible' either!   A good rule of thumb is that you should be able to qualify if you have not been late o...

For Teachers, Police Officers, Firefighters, Health Care Workers, and Eligible Military PersonnelAre you a teacher, police officer, firefighter, health care worker, or member of the United States Armed Forces who could use extra help buying a home? If so, My Community Mortgage with the Community ...

  MyCommunityMortgage – Now better than ever! Fannie Mae’s MyCommunityMortgage (MCM) product helps housing finance agencies (HFA) serve America’s increasingly diverse population of low- and moderate-income borrowers and communities with more flexible terms than ever before. With low mortgage insu...

HOME BUYER LOANS The city offers loans to qualified applicants who wish to purchase and occupy new or existing homes within the city limits. Home buyer assistance loans can be used for down payment, closing costs and / or interest rate buy down. These loans are offered at 0% interest and are eit...