St Petersburg Real Estate Financing

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Mortgage and Lending - FBC Mortgage - NMLS #:333188
RECENT BLOG POSTS
CLEARWATER BEACH, FLORIDA- Prices of Condominiums in Florida have been slashed in 2009 and the BEST LOAN for CONDOs is still an FHA Loan.  Sales Prices have dropped like a rock over the last couple years and are now approaching, "I HAVE TO BUY IT!!" levels.  But how can you take advantage of the...
04/01/2009
Frequently Asked Questions About the Home Buyer Tax Credit The American Recovery and Reinvestment Act of 2009 authorizes a tax credit of up to $8,000 for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December 1, 2009.The following questio...
02/24/2009
  FIRST-TIME HOMEBUYER TAX CREDIT As Modified in the American Recovery and Reinvestment Act Major Modifications Italicized February 2009 FEATURE CREDIT AS CREATED JULY 2008 APPLIES TO ALL QUALIFIED PURCHASES ON OR AFTER APRIL 9, 2008 REVISED CREDIT - EFFECTIVE FOR PURCHASES ON OR AFTER JANUARY 1,...
02/24/2009
The Stimulus Plan: How to Spend $787 Billion By FARHANA HOSSAIN, AMANDA COX, JOHN McGRATH and STEPHAN WEITBURG A detailed look at the final package passed by Congress, based on estimates by House and Senate committees and the Congressional Budget Office. View all categories Filter by: Category Ai...
02/24/2009
02-19-09 New Stimulus Bill: What You Need to KnowOn February 17, 2009, President Obama signed into law HR 1, The American Recovery and Investment Act of 2009, a $789 billion economic stimulus bill. With more than 700 pages of legislation, the stimulus bill seems to have addressed everything from...
02/24/2009
With a typical 1031 exchange, you can sell your investment property without paying taxes when you purchase another investment property of equal or greater value. But, there's a hitch - you must sell your old property before you buy your new property within a strict 180-day time frame - in order t...
01/19/2009
  Boat parades are fun, but you better be ready for some colder weather. Saturday looks good at 67 degrees at 5pm and getting down to 60 degrees by 9pm Sunday is supposed to get to about 54 degrees so bring your cocoa. Dec. 13 Boca Ciega Yacht Club Christmas Boat Parade Begins at 6 p.m. at the Gu...
12/13/2008
While cover letters are not required on FHA loan submissions, they should be included with every new FHA loan submission   Cover letters help explain the quirks of a file so the underwriter can make an appropriate determination more quickly.   Knowing the facts could also result in an approval wi...
10/06/2008
$7500 First Time Homebuyer Tax Credit In our quest to continue to provide excellence to you, please find below the key points of the First Time Homebuyer Tax Credit that became law through the H.R. 3221 Housing and Economic Recovery Act of 2008.   Please feel free to contact me should you have f...
10/04/2008
Federal Reserve Chairman Ben Bernanke, Treasury Secretary Henry Paulson, and Securities and Exchange Commission Chairman Christopher Cox met with congressional leaders in Washington on Thursday night to create a plan to try and calm the roiling financial markets. Their announcement on Friday morn...
10/04/2008
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Scott Hoag

Preferred Lender / Mortgage Company
local_phone813-337-0165
smartphone727-644-3656
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I specialize in helping individuals like you and families like yours find, qualify for, and own the home of their dreams with little or no money down, even with less than perfect credit.