St Petersburg Real Estate Financing

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Mortgage and Lending - FBC Mortgage - NMLS #:333188
RECENT BLOG POSTS
Yes, You May Qualify for an FHA Loan! FHA loans are great for buying AND refinancing! Gulf & Southern Mortgage is an approved FHA lender and the Manual Underwriting is one of our most popular loans, allowing more people to qualify under the flexible credit guidelines. Our clients love the low fi...
04/22/2009
Home Buying & Loan Program for Teachers Teacher A+ : Home Buying & Loan Program Gulf & Southern Mortgage is proud to announce our new home buying program & home loan program.  We are dedicated to assisting educators, faculty, staff and their families with the proper education, tools and guidance....
04/22/2009
Someone decided a big national appraisal company can tell you what your home is worth better than the local appraisers that have worked in our area for years.  Who did that? Fannie Mae and Freddie Mac...that's who. In an era of ever growing conservatism, we get the new and screwed up Home Valuati...
04/22/2009
Fannie Mae has issued new guidelines that Florida condos and condo conversions, and, in some cases, old condos, must meet before it will fund loans: • At least 70 percent of the units in new condos must be presold. • No more than 10 percent of units can be owned by a single entity. • No more than...
04/11/2009
FLORIDA- If you are thinking about buying a condo because the prices are getting so low, financing may end up being the deciding factor.  FHA approval for condos in Florida isn't easy.  There is a very small group of condo projects that is already FHA approved for mortgages.  But if there is no a...
04/11/2009
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Federal VA LoansFederal VA Jumbo Loans Federal VA loans are now available up to $1,000,000 for purchase and refinance. Please contact us 727-644-3656 or request an online quote. Get a quote. More than 29 million veterans and service personnel are eligible for VA financing. Even though many veter...
04/11/2009
The lowest mortgage interest rates in the history of Freddie Mac's monthly survey, which dates back to 1971, has spurred millions of homeowners to refinance their existing mortgages.  Rates have dipped below 5% on 30-year fixed rates and are approaching 4.5% on 15-year fixed rates for the most cr...
04/09/2009
VA LOAN GUIDE- 2009  Veterans want low down payment loans.  In St Pete, FL we found that VA Loans are the best way to help you buy a home with ZERO DOWN.  See how little red tape there really is in getting a VA loan through the VA Home Loan Program. A veteran mortgage often requires no downpaymen...
04/04/2009
The most important document to have when you are looking for a CONDO LOAN in FL is a HOMEOWNERS' ASSOCIATION QUESTIONNAIRE.  You will need to determine if the CONDO passes the test for all types of financing, especially the best CONDO LOAN on the PLANET, the FHA CONDO LOAN. To make your life easi...
04/01/2009
Since we all know that using FHA with the low 3.5% down payment requirement is the BEST LOAN on the planet for CONDOS in Florida.  I wanted to list the important things you can check from your friendly neighborhood Home Ownership Association. The following requirements must be satisfied before a ...
04/01/2009
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Scott Hoag

Preferred Lender / Mortgage Company
local_phone813-337-0165
smartphone727-644-3656
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I specialize in helping individuals like you and families like yours find, qualify for, and own the home of their dreams with little or no money down, even with less than perfect credit.