Ron Brown's Blog

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Industry Observer - NMLS ID: 40831
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RECENT BLOG POSTS
Is there an Extension of the FTHB Tax Credit? Sorry, but as of Thursday the 29th, the short answer to this is No.  The flurry of news came from an unofficial  statement made by an aid to Senator Harry Reid coupled with a public statement made by Senator Chris Dodd who told reporters on Tuesday th...
10/29/2009
As we draw closer to the November 30th Deadline for taking advantage of the $8,000 First Time Home Buyer Tax Credit, the chatter about extending it is reaching a fever pitch.  While this topic of conversation is very popular, I believe the extension will not be coming anytime soon for 3 reason: U...
10/25/2009
I have been blogging on a different financial website a lot over the last year, and one of the most popular topics has been what we now call FDIC Friday.  So far, we have seen just about every State lose at least one bank, but there is a special accomplishment for Georgia with 20 of the current 1...
10/23/2009
 I have gained a reputation for being the guy who always gets the "hard" loans, and most interesting situations, and I have always taken a great deal of pride in finding a way to get them closed.  This post falls into the category of "there is no such thing as a normal deal." I was recently intro...
10/22/2009
One of the biggest mysteries for many First Time Home Buyers is how to gauge their credit.  There are many different services that will give access to your credit profile, and score, but they charge an average of $15 per month for "monitoring," and just knowing your credit score is not an accurat...
10/15/2009
I was recently told I need to spice up my blog, put some pizazz in it with color pictures, etc.  One of the things recommended was to put a "mortgage widget" on the side of the blog page.  These are clever little pieces of "eye candy" that show the "average" interest rate for some of the loan opt...
10/14/2009
The deadline for First Time Home Buyers to receive the $8,000 tax credit is approaching very quickly.  I know Realtors have been doing everything they can to promote this, and increase the public awareness, but I am amazed by how many people I talk to that are nearly oblivious to it. The last tim...
10/13/2009
Just what exactly is "Streamline" about an FHA to FHA Refinance?             I get asked by a lot of people about the benefits of a Streamline Refinance versus a traditional refinance.  After all, the title Streamline Refi seems to indicate that this process must be much more abbreviated than a r...
10/10/2009
How does FHA determine if a property is located in a Flood Zone?              FHA released Mortgagee Letter 2009-37 this past week to clarify responsibility for designating property as being in a flood zone.  In the Washington's North Pierce, and South King County areas of the Green River Valley,...
10/10/2009
              Condominiums have always required more in the way of paperwork than a traditional single family residence, and much of the reasoning for the increased documentation is not well explained, or understood by many loan officers.  On top of this, there have been a myriad of changes to ov...
10/01/2009
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Ron Brown NMLS #270845

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The views, and opinions expressed here represent the personal views, and opinions of Ron Brown. They are not necessarily the views of First Mortgage Company, and should not be construed as being so. They are for informative purposes only, and any persons reading them are encouraged to research there current relevance, and timeliness before taking any action.