Robert's Blog
Mortgages are available in all shapes and sizes, no money and low down payment plans are still available, and dont forget to get qualified prior to shopping to be sure you are looking in the right price range.
ARCHIVED BLOG POSTS
2021
Big News from FHFA, 11/30/21:The Base conforming limit is now $647,200, up $98,950 from last year's $548,250For High Cost areas (which is a big portion of NJ) we will have a limit of $970,800.The above is for single family homes, 2-4 family homes have even higher limits. Fun facts- The 18.05% ye...
11/30/2021
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Today's Buyer Beware Segment will address Credit Scores(and mistakes I see clients make. )This particular one is a real life "just happened today" scenario. I have clients that have been shopping since the summer and have not been able to find the home that fits their needs just yet. One just hit...
11/30/2021
I seem to have inadvertently stumbled across a new blog series "Buyer Beware" based on recent A-HA moments with my clients and myself. I personally sold and purchased recently with a 7 month period of being homeless in between. So I have more empathy with my buyers than most, and have a few b...
11/24/2021
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F words are bad in Real Estate...Last Friday I had the pleasure of attending a closing with one of my old clients... His third home he financed with me with numerous refinances in between. Even with an experienced client I always have certain conversations... After reviewing and approving his Cl...
11/22/2021
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I always have a post closing conversation with my borrowers about what to expect after closing and a big piece of that is being cautious about mail you receive after closing.Your Deed and your Mortgage are public records that are recorded in the courthouse. You can tell when the deed and mortga...
11/16/2021
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I am sure it’s no surprise to you, nationally housing prices are fast approaching a 20% increase (year over year) with some markets up over 30%. We continue to hear clients (and a few agents) voice concern about the run up in pricing and think they should wait for prices to drop before they will...
11/12/2021
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