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Mortgage and Lending - CMG Home Loans - NMLS 248937
Mortgages are available in all shapes and sizes, no money and low down payment plans are still available, and dont forget to get qualified prior to shopping to be sure you are looking in the right price range.



  Pop quiz time! OK, how often are you involved in a negotiation?If you answered, "almost daily," you already realize how much negotiating is involved in our everyday lives. Think about it. We negotiate with our kids over everything from homework to the car keys. We haggle over prices at a yard s...
  Patience, persistence and perspiration make an unbeatable combination for success -Napoleon Hill     Have a great week! Rob Robert Rauf Mortgage Loan Originator NMLS ID# 248937 or my blog: (732)557-6920 x102
  Live life fully while you're here. Experience everything. Take care of yourself and your friends. Have fun, be crazy, be weird. Go out and screw up! You're going to anyway, so you might as well enjoy the process. Take the opportunity to learn from your mistakes: find the cause of your problem a...
  "The reason people find it so hard to be happy is that they always see the past better than it was, the present worse than it is, and the future less resolved than it will be." --Marcel Pagnol   And: "Being happy doesn't mean that everything is perfect. It means that you've decided to look beyo...
  There's a difference between interest and commitment. When you're interested in doing something, you do it only when it's convenient. When you're committed to something, you accept no excuses; only results.   Have a great week! Rob Robert Rauf Mortgage Loan Originator NMLS ID# 248937 http://rob...
  We live in an age where people look for quick solutions. We desire our food quickly, so there is a fast food restaurant on every corner. We desire our results quickly, so we seek out places or people that will give us results the fastest way possible.   It seems that the faster something is don...
  It is hard to believe, but we are in the middle of the 2nd quarter of 2012 already. This year is rushing by a bit too quickly!  The first quarter has been great: First quarter home sales (closings) were the highest for the period in five years. And the boost in first quarter contract signings i...

Robert Rauf

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The mortgage market is ever changing, do not be afraid to ask what is new!