Rosie Crow's Blog

Often times, buyers think "pre-approval" and "pre-qualification" are the same thing. I've seen this term being tossed around interchangeably. But the truth is, these terms are very different.Pre-qualification is based only on the information a borrower provides to the lender. The lender does not ...

Now that you've executed a sales contract with the sellers, it's time to get approved for a mortgage loan.This is the most time-consuming part of the transaction process. But, if you have all the paperwork together, the process should go smoothly. As a rule of thumb, it usually takes an average o...

Established in 2007 by Johnson Development Corporation, Riverstone is a beautiful 3,860-acre master-planned community located off of Highway 6, three miles south of U.S. 59. The neighborhood is shared between the cities of Sugar Land and Missouri City.If you live in Riverstone, you have convenien...

Welcome to the New Territory Market Report for May 2023. I’m excited to share the latest data with you. It's a hot seller's market in New Territory, and that's great news for sellers out there because the market is firmly in their favor. *Source: TAR Market Viewer and HAR MLS data.In May, the num...

New Territory is a beautiful 3,200-acre master-planned community in the heart of Sugar Land. It offers many benefits that make it an exceptional place to live. One of its most notable features is the abundant amenities available to residents. Located in West Sugar Land, New Territory has 42 subdi...

I am thrilled to share some sweet and amazing news! Sugar Land, TX was recently named 5th in Top 100 best places to live in America by Livability.com! As a REALTOR® and resident of this beautiful city, I can't express how happy I am about this well-deserved recognition. Sugar Land, TX Top 100 Bes...

My next door neighbor contacted me to see if I could do a quick CMA for her son.  He is getting a divorce and his lawyer requested that he contact a realtor to get a CMA on the house. He purchased the home in 2009 for $222,000. As I was searching for comps, I noticed there were NO similar comps t...

If a homebuyer's pre-approval letter expires, the lender can always re-issue another one.  The shelf-life of a mortgage pre-approval letter varies among lenders.  Generally speaking, a pre-approval letter is valid up to 90 days.  Suppose you have a 90-day letter, and you’ve found no potential hom...

This is an excellent blog by John Meussner who shares tips on how to effectively shop for a mortgage loan while saving time and money. Shopping around allows you to see how different lenders operate, BUT what is more important is knowing HOW to shop around. Besides comparing the interest rate, bo...

I thought I'd share this blog from Gene Mundt regarding the importance of homeowners insurance in the mortgage process. It's important for buyers not to procrastinate getting homeowners' insurance. This should be done at least two weeks prior to closing. The sooner the better. Any delays could po...