RECENT BLOG POSTS
US Forever Stamp - www.usps.com US stamp prices are on the rise for the fourth consecutive year.  On January 27, 2014, the price of a first class US stamp will rise from $0.46 to $0.49.  This $0.03 increase is the largest single increase by the US Postal Service since 1991.  The 2012 & 2013 incr...
01/06/2014
Happy New Year's Day from Prospect Mortgage.  Wishing you a great 2014!!!!   We look forward to being your resource for all of your mortgage needs in 2014 and beyond. 
01/01/2014
  The Federal Government shutdown in now entering Week 2 with no end in sight.  At Prospect Mortgage, we are prepared and have taken every possible step to minimize the impact to our Borrowers and Real Estate Agent partners. We will continue to originate, process, and close all loans.   Depending...
10/06/2013
Live Nation’s Chastain Park Amphitheatre 2013 Concert Series A lineup has been announced: April 26: Alan Jackson, Tate Stevens (non-table set-up) May 4: Willie Nelson & Family,  Aaron Lewis May 10: Smashing Pumpkins with special guest (non-table set-up) May 30: Daryl Hall & John Oates June 10: St...
02/27/2013
Today, the Federal Housing Finance Agency (FHFA) announced that the maximum conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2013 will remain at existing levels. In most of the country, the loan limit will be $417,000 for one-unit properties. Two to four units proper...
11/29/2012
  A brand new Fannie Mae HomePath® opportunity is now available to Georgia investors.  The Fannie Mae HomePath® loan program has now been expanded to allow up to a total of 20 financed properties (including those currently being financed) under an exclusive Prospect Mortgage loan program.  No oth...
09/15/2012
A brand new Fannie Mae HomePath® opportunity is now available to Alabama investors.  The Fannie Mae HomePath® loan program has now been expanded to allow up to a total of 20 financed properties (including those currently being financed) under an exclusive Prospect Mortgage loan program.  No other...
09/15/2012
If you are underwater on your Georgia mortgage, owing more on your loan balance than your home is worth right now; you may be able to refinance to a lower interest rate under the Federal Housing Finance Agency’s Home Affordable Refinance Program (HARP). Refinancing now, while rates are at histori...
07/10/2012
If you are underwater on your Alabama mortgage, owing more on your loan balance than your home is worth right now; you may be able to refinance to a lower interest rate under the Federal Housing Finance Agency’s Home Affordable Refinance Program (HARP). Refinancing now, while rates are at histori...
07/10/2012
If you you are purchasing a short sale, there are certain items that the seller’s short sale letter(s) must contain.    Short Sale Approval Letter Requirements   ·         Name/address of seller’s mortgage company ·         Name, contact phone#, and job title for the seller’s lender representativ...
06/13/2012
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Rodney Mason, VP of Mtg Lending

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