Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
RECENT BLOG POSTS
“There’s a Rental Epidemic”   I have been asking every client that we’ve done mortgage for over the last 12 months that was a first-time home buyer what they were paying for rent. We the average for apartments was $1594 and the average for a single-family home was $2340 and even more frightening...
05/13/2022
“Dumb Bartender for Sure” A gorilla walks into a bar and, to the amazement of the bartender, orders a martini. When the bartender gives the gorilla the martini, he is further surprised to see that the ape is holding a $20 bill.The bartender takes the $20 bill, then he decides to see just how smar...
05/11/2022
“I Am a Homeowner, Thanks to You!” I did really believe you, truly I didn’t. I never would have called you if it wasn’t for my brother, but he kept pushing me. He told me if you could get him and his wife a mortgage then “Petrowsky” can get you a mortgage. During my divorce and even after, my cre...
05/09/2022
“Our Offer was Higher than the Offer that was Accepted” Hi Joe!After putting in an offer on a 3-unit multi-family home and not getting our bid accepted we wanted to further understand why it wasn't accepted. There was one other bid. They accepted this offer on the basis that it was a Conventional...
05/06/2022
“Glad these Categories were Not Around When I was Dating”   You see a gorgeous girl at a party.You go up to her and say, "I am very rich. Marry me!" That's Direct Marketing. You’re at a party with a bunch of friends and see a gorgeous girl.One of your friends goes up to her and pointing at you an...
05/04/2022
“Foreclosures on the Rise” Mr. Petrowsky, Your name was given to me by my attorney. My current bank started a foreclosure and they won’t discuss a refinance with me. My wife and I both lost our jobs when the pandemic got started and our payments went into forbearance. We thought we could just sta...
05/02/2022
“Home Buyers are adjusting to Higher Interest Rates” Hi Joe, You have been sharing with me that interest rates are moving up, thank you for keeping updated. Also, I am aware that when rates get better, we can refinance, as I did the last time rates were a little crazy, you refinanced us, so not o...
04/29/2022
“Now I Speak Many Languages”  A woman went to the local psychic in hopes of contacting her dearly departed grandmother.The psychic's eyelids fluttered and she began moaning. Eventually, a voice came, saying, "Granddaughter are you there?"The granddaughter, wide-eyed responded, "Grandma is that yo...
04/27/2022
“Student Loan and Debt Consolidation” Hi Joe,So, it has been number of years and I need your advice once again as I am considering refinancing my mortgage. I have a good amount of equity, and I have a son about to attend college and don’t want to burden him with student loan debt. I also have som...
04/25/2022
“More Sales for Realtors” Hi Joe, I was having a conversation with my manager this morning, one year review. He was asking me about a particular transaction that he thought could never has been financed. As you know, we have a loan officer that has a desk in our office and he had asked him about ...
04/22/2022
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Joe Petrowsky

Your Mortgage Consultant for Life
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