Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
RECENT BLOG POSTS
“USDA a Wonderful Mortgage Product!”  Hi Joe, My name is Brenda XXXXXXX, we are in the process of buying our first home and are fortunate to be buying the home we are renting, we have been here for 4 years. We have done some research and it looks like going USDA would best for us. When we contact...
05/07/2021
“Proper Planning is Everything” The insurance agent was having quite an easy time selling Mrs. Heller insurance on her husband's life. In fact he thought it was too easy.When all the details were finalized Mrs. Heller casually asked, "Now if my husband should die tomorrow what would I get?""That ...
05/05/2021
“Yes, We Can Do Your Mortgage!?Hi Joe, Steve XXXXXXXX recommended me to you saying you are the best in CT, haha. Before I go through the process of applying and providing documents for everything, may I ask a question, as I do not want to waste your time as I assume my question will be a "no, you...
05/03/2021
“Local Bank Can’t do Our Mortgage” Mr. Petrowsky, Your name was given to me by a real estate agent. I have a contract for the purchase of an oceanfront home and have been denied by a local bank. They indicated that they reached the 7% limit, any idea what the hell that mean? The purchase price fo...
04/30/2021
“Most of generation of 60+ were HOME SCHOOLED in many ways”  My mother taught me TO APPRECIATE A JOB WELL DONE."If you're going to kill each other, do it outside. I just finished cleaning." My mother taught me RELIGION."You better pray that will come out of the carpet." My father taught me about ...
04/28/2021
“An FHA 203K Can be a Great Solution!” Mr. Petrowsky,Your name was given to me by a Realtor. I have been pre-qualified by my bank for an FHA mortgage, but they don’t do 203K renovation loans. The Realtor indicated you do them all the time, is that the case?I was just wondering, because most house...
04/26/2021
“Patience is a Requirement” Hi Joe,Thank you for being so patient with the both of us and excuse us for emailing you so much while we look for a home. Since Terry and I are both in a situation where we don’t really have to leave my parents’ home immediately, I do have the option of working on bot...
04/23/2021
“Not Paid Up Front?” A grandfather bought a hobby-horse by mail order as a birthday present for his granddaughter. The toy arrived in 189 pieces.The instructions said that it could be put together in an hour; however, it took the old man two days to assemble the toy.Finally, when it was all put t...
04/21/2021
“DSCR= Debt Service Coverage Ratio” Mr. Petrowsky,I came across you contact information as a result of a search looking for a DSCR loan, I wasn’t sure if you do them? You wrote a blog about investor cash flow loans, which I believe are the same thing. Do you do mortgages in NH and VT?I own a 4 fa...
04/19/2021
“Thank You for Your Service to Our Country” You had me at “Thank you for your service to this country”. I am not kidding, coming out of the military and my background got me skeptical of people and definitely there was a chip on my shoulder. I was surprised for sure, but felt a little more comfor...
04/16/2021
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Joe Petrowsky

Your Mortgage Consultant for Life
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