If you are seeking a Loan Mod you might want to talk with an Attorney or Realtor to get more info. If you want to start the process on your own here is a link that will allow you to download the application to get the process going.Keep in mind most lenders are backed up many many months so even
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01/06/2010
There are many things that people need to know to make wise decisions.In the area of short sales a owner needs to know that once they start the Foreclosure process they don't stop it.Even if you have a loan Mod in place the lender has not given up their right to Foreclose! If the loan mod doesn't
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01/06/2010
Interest is heading UP....and according to many it will not be in the 5's again for a LONG time! Reason number 1 to buy now-Interest rates! Reason number 2-take advantage of the tax credit! Reason number 3 inventories are still great to choose from! Waiting to purchase can cost you in these thr
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01/05/2010
There are many people waiting to time the "Bottom" of the home price AND get a smoking rate.When is that time? That's a good question...the lender I work with are all saying that interest will be going up...and will probably not be going down again any time soon! If a person waits to purchase for
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01/05/2010
I think we need to re name short sales to long sales with a short payoff! I keep hearing that the times are getting better at the banks to approve a short sale but haven't experienced that yet. Have you noticed that the time to approval is shorter? What banks do you like to work with that approve
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12/28/2009
This year I plan to make a very good effort to catch up with former and current clients.In years past I was not the best at this and sometimes past clients bought a home from someone else.Whose fault is that? It's mine...mine for not keeping in touch with them....mine for not staying in front of
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12/21/2009
I found this website that shows how much bad debt banks are carrying.it's pretty eye opening... one local bank ( no names mentioned) has about a 60 rating....OWCH....IN THIS TIME OF WANTING TO KEEP OUR MONEY SAFE CHECK THIS SITE OUT TO SEE WHERE YOUR BANK FITS? Link To keeping your money safe!
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12/15/2009
The stories are sad but true...the elderly lady gets a phone call from her "Grandaughter" who was in a wreck in Montreal and she needs money now....Too many elderly people have fallen for this one,to the tune of $3.5 Million this year alone! It's sad that these people prey on the elderly like thi
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12/12/2009
We don't get super cold winter nights for the most part here in Redding ca but when we do make sure you prepare for them so you don't have tons of damage. #1. Keep water running on low in the house.This will ensure that the moving water will not freeze during the night. #2.Keep the thermostat up
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12/10/2009
The home buyers tax credit was expanded and extended but here are just some of the reasons you DON'T want to wait until spring to start shopping. #1. If you wait until spring to start shopping and you find your dream home just before your time runs out you will be under a LOT of stress to get you
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11/30/2009
