Rich Antonino's (richantonino) Blog

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Mortgage and Lending - Black Rose Fishing Charters and CastNCrew Fishing Show
RECENT BLOG POSTS
Yes, I'm in the office today and going a little nuts....I have to walk along Plymouth's waterfront to get to my office.. The weather was perfect today... Perfect for boating, fishing, seeing whales.  And I have a charter fishing boat that is tied up to my slip while I'm in the office...  Like Pop...
05/31/2013
Yes, just goiing over a case for a husband and wife.   They wanted to refinance their house and take some money out.  He had a 695 credit score (middle score) and she had a 722 score.  Running their credit together and analyzing their income in normal fashion, I got a rate for them....  Looking f...
05/30/2013
Here's a nice use of seller's concessions.....use a seller's concession to prepay PMI....  One of our investors has a great program utilizing this theory.  Very nice tidbit for many investors...  I just thought about this one as I was going over notes from a conversation that I had last week.   I...
05/20/2013
I worked all week in the office, sorting out a handful of loans that I was working on and thinking about the relationship between the realtor, home buyer, and loan officer... Many times, before we are even brought in to work on the loan, the customer is in the process of putting an offer on the h...
05/19/2013
Well, I'm in an office now full-time.  My time out of the office is a balancing act of family, kids, more work, and fun.  I've spent more time on the water than most people.  In my "past life", I used to spend a lot of time on the golf course.  I was a financial advisor; it's what 'we' did.   The...
05/06/2013
I've spent a lot of time in the past twenty years marketing.  I've golfed.  Had dinner meetings.  I've hosted luncheons.  I've put together speaker venues.  I realize that I am a farmer.  While on my charter boat, I ran nearly 1,000 charters with a ton of customers.  On the boat, I saw a lot of i...
04/25/2013
Yes, I was thinking of this after a crappy weekend...there is no "woe is me" in me.  In the past two weeks, the brakes on my truck went ($1,800), the brakes on my wife's car went and is still in the shop, and the engine on my boat went.  All three had to get replaced in a great windfall to the me...
04/15/2013
This should be something that we think about.  It's Friday and I'm in my office thinking about life.  Do I "live to work"?  Like most of us, I HAVE to work in order to make money, provide for my family, etc. If I were independently wealthy, I wouldn't be blogging right now.  Well, maybe not about...
04/12/2013
I believe everything now.  I mean, the final balance on the savings account listed $79,454.  I think that needing $16,900 to close...that they had plenty of reserves.  Sure, they did have plenty of reserves, but "could you please explain the $340.00 deposit on 2-6-13?"  Really?  You need that dep...
04/08/2013
Yes, it's great when your hard work really pays off.  We just cleared our third purchase this week...all of them were set to close with one week to spare!  I just love sharing news like that! So, if you're having issues with your current lenders, give us a try here at Benchmark Mortgage in Plymo...
04/05/2013
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Rich Antonino

Charter Captain and Fishing Show Producer
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