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Real Estate Broker/Owner - Home Buyer Realty Utah - 5707835-PB00
Utah County Real Estate, Utah County's Home Buyer Brokerage. Utah Luxury Real Estate agents are all trained to help provide Utah County Home Buyers with the very best tools needed to complete a very successful Purchase in Utah Real Estate
Salt Lake County Homes for Sale the Internet and Real Estate Websites The Internet is beginning to play a major role in our daily lives.  Most people are having a hard time doing anything without first going the Internet.  I am finding that most Real Estate Home Buyers begin their home search on ...
Salt Lake Homes for Sale MLS Listings, IDX and the Virtual World Technology has reached new levels for the Realtor in today's Virtual World.  The home buyer can actually sit in the comfort of their present home and view all future homes just as if they were actually there.  I am just amazed where...
Salt Lake County Homes for Sale, Earnest Money and the REPC The Real Estate Purchase Contract involves more than just price.  You will have to discuss personal property possession, rent, tests, inspections, closing dates and more.  The one term that throws most buyers, especially first time buyer...
Salt Lake County Homes for Sale and Title Insurance The last process that takes place just prior to recording is the closing.  At closing the Title or Escrow company provides the buyer with Title Insurance or an Owner's Policy.  They insure that you have clear title to the property.  If there are...
Salt Lake County Homes for Sale, Buyer's Beware of Yield Spread Premium As a Loan Officer and Realtor I have noticed an area of Home Loans and Mortgages that goes unnoticed by the consumer,  that of Yield Spread Premium.  Most borrowers believe that their Loan Officer makes his profit with the Lo...
Salt Lake County Homes for Sale and Credit Scores Credit Scores range between 300 and 850.  Usually scores above 600 are considered to be desirable for obtaining a home loan.  There are five main factors that are considered when your score is calculated. Payment History Do you pay your credit car...
Salt Lake County Homes for Sale, Mortgage Interest Rates As a home buyer, it only makes sense to try and get the lowest rate possible when obtaining a Home Loan.  After all, the rate is the primary factor in determining your house payment.  But how do you get a low rate when applying for a home l...
Salt Lake County Home for Sale, FHA Loans and Lower Down-payments The FHA (Federal Housing Authority) doesn't actually fund your home loan in any way.  The FHA simply provides mortgage insurance to help consumers become Home Owners.  The FHA actually insures the lender from losses resulting from ...
Salt Lake County Homes for Sale, Seller Financing In today's Housing market many Sellers have had to use their imagination to try and sell their homes.  One of the programs that is starting to be used more often is that of Seller Financing.  The way this can be used is to "carry back" a second mo...
Salt Lake County Homes for Sale, Appraisals The Real Estate Appraisal is an important part of your home buying transaction.  The appraisal helps to establish what the property's market value actual is, in fact it would likely be the main tool in helping the seller establish the proper selling pri...

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