Content Marketer For Hire

If you have never tuned in you can still hear all of the shows ... why you would want to, I don't know! But if you DO please let us hear from you and try to join us live where the chat room gets VERY active. Thanks very much to Jason for putting this post together.Each week, I have a handful of o...

People THINK! If your income was too low for the previous year according to your tax returns DO NOT FILE AN AMMENDED RETURN just for the sake of making your income appear higher. (A) that is mortgage fraud and you will be caught - just like we caught the lady today and (B) it may be tax fraud. I ...

Anyone who thinks they know the mortgage industry - especially well enough to predict it - is like someone saying they know which star has a planet in orbit that can support human life. Seriously, everything anyone knew about the mortgage industry just six months ago is completely different today...

We have hashed and re-hashed what the First Time Home Buyer's Tax Credit (FTHBTC) is and is not. Some are still confused and I am not even about to breech that subject of whether or not it can be used as a down payment. If you look good in orange feel free to try that out yourself. What I do want...

In case you don't normally read my blog, Ken Cook and I have been hosting a one-hour online radio show every Tuesday for the past six months.  We recently decided to change the name of the show from "Twitter Tuesday" to "Social Media Edge", since many of our friends thought we were talking exclu...

How many phone calls have I had over the last 12 months from "mortgage modification companies" promising thousands of dollars to me if would have my loan officers refer to them people who could not refinance but were in trouble. I said no, every time. Sometimes I had some laughable conversations ...

UPDATE UPDATE UPDATE JEFF BELONGER wrote a fantastically superlative piece on this subject today (5/14/2009) highlighting the issues which were brought to light yesterday and gives updates that a essential to all agents, members of the NAR and not. It's a MUST READ! That is incorrect, sort of. T...

Oneta had known the borrower since high school some 35 years earlier. They had been working on the loan for about 2 months to get all of the borrower's documents and the appraisal and everything needed to close this somewhat difficult loan. Oneta really needed this loan to close because she had p...

Scenario: Buyers find a home they really like in a neighborhood they love and the price is perfect. It just needs a few things like maybe a new roof or new HVAC system and they're in! Since it is either a bank REO or a distress sale there is no way the seller is going to make the repairs. Even th...

Welcome to Earth. You may not get these calls and emails but I do. "Ken, I enjoyed your video about short sales on YouTube. I recently had the bank accept a short sale offer on my home for less than I owe and they are asking me to sign a $65,000 promissory note. Have you heard of this and do I ha...