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In “I want to buy, but where do I start?” We covered the first steps of purchasing a home.  You looked at your incoming and outgoing money & decided how much a month you can afford; you have a down payment; you have 2 years worth of payments set aside for emergencies and maintenance costs. You sp...

"I want to buy, but where do I start?"  I hear this all of the time.  There are a few questions you need to ask yourself before you take the first step. 1.   How much you can afford a month?  Before you ever contact a lender, take a look at your bills and figure out your outgoing vs. your incomin...

FAILED! I am ashamed!  I decided I was going to do the 30 day challenge.  I lasted 4 days.  I had a great post in my head for yesterday's post, but it was my husband's birthday and I spent most of the day in the kitchen making lasagna for him.  Like most things, no excuse is a good excuse.  Howev...

  The Mortgage Credit Certificate Program is set up through the Calcasieu Parish Public Trust Authority.   The MCC Program returns 30% of the mortgage interest back in the form of a direct, dollar-for-dollar income tax credit for the life of the loan.   The program is available to First Time Home...

ProPaint in Sulphur, Louisiana does a wide varity of body work and paint jobs. I love the work that they have done on motorcycles and vehicles.  I met the Thibodeaux family years ago when they owned Rufus Auto.  They did all of my mechanical work.  Now the father owns Harvey's Wrecker and he tows...

In celebration of Labor Day I am writing this post!  I will be honest... I have never really celebrated Labor Day.  Most jobs I worked in the past you were required to work holidays. Labor Day was first observed September 5, 1882 and became a federal holiday in 1894.  People celebrate Labor day i...

The Stitch House in Sulphur, Louisiana was recently opened.  I stopped by there today when I went to pick up my vehicle from ProPaint.  They have all kinds of items such as Sulphur High Spirit Wear, T-Shirts, Hats, Jerseys, Coaches Polo’s, & Bagsfor the game.  They even have the cutest bears.  Th...

  Cormie’s Grocery Store burned down on June 24th, 2011.  This was a sad day for most of the Lake Charles Area.  Cormie's was a place where you could get some REALLY good food as well as gas and other things.  It was posted on facebook this morning that even though the building burned down they a...

I did something right!  My daughter, who is 8 and VERY outspoken came to me last week and made the very bold statement, "Mom, I want to help the hobos!”  I had to contain a laugh.  I have no clue where she picked up the term hobo but I quickly explained to her that they were called homeless not h...

Understanding the Inspection period and report… It’s true.  Selling your house can be like riding the Kingda Ka with no end in sight.  It is important to understand the process when your home goes under contract.  The first 10 days (depending on your agreement) is typically the inspection period....