Check out my mortgage & real estate articles here
The goal of my blog is to give you real world mortgage solutions to actual mortgage scenarios I see everyday.
ARCHIVED BLOG POSTS
2018
Mortgage fraud is serious business. We are talking paying back the loan within 30 days, large fines, and jail time. There are basically two types of mortgage-related fraud: Fraud for profit and fraud for housing. People committing fraud for profit know they are committing a crime and look to make...
08/30/2018
Imagine arriving at the settlement agent’s office for your closing. Everything went without a hitch: The buyer provided all documentation plus the Realtor®, closing attorney/title company, and lender have performed at a high level of customer service. Even the moving truck is ready to unload the ...
08/30/2018
As the seller’s representative, it is important to educate your client on the real estate appraisal process. Knowledge of the appraisal process, plus preparing for it can make a big difference on a sale. As a seller and listing agent, the appraisal goals should be: Appraise for at least the purch...
08/30/2018
Nationwide, home prices continue to rise in most areas putting pressure on first time home buyers. Virginia is no different, but luckily there are some great programs offering affordable home payments and down payment assistance (DPA). One of these organizations is called VHDA, short for Virginia...
08/21/2018
A fairly common occurrence for Veterans is the need for having multiple VA loans at once. This is called accessing a Veteran’s bonus entitlement or 2nd tier entitlement. Many do not realize that this is even a possibility. This financing option available through the Veterans Administration is ava...
08/14/2018
Buying a first home is a significant life milestone, and we recognize the importance. It can be very exciting, yet nerve-wracking. Our goal is to share first time home buyer NC mortgage loan options and explain why an up-front mortgage pre approval is key. North Carolina is one of the most unique...
08/14/2018
When it comes to getting a mortgage, business owners feel like an ant. Then, the mortgage lender uses the sun and a magnifying glass on that self employed ant. Basically, business owners feel picked on. A common complaint is, “A lender said I don’t report enough income. I make plenty of money, bu...
08/14/2018
Rainmaker
84,985
84,985
Russell Smith
Loan Officer Communication & Execution You Deserve
Service Areas
Real Estate Resources
The goal of my blog is to give you real world mortgage solutions to actual mortgage scenarios I see everyday.