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Mortgage and Lending - Blue Ridge Bank Mortgage - NMLS # 78989
The goal of my blog is to give you real world mortgage solutions to actual mortgage scenarios I see everyday.

ARCHIVED BLOG POSTS

2017 

After reading, share your 1 best tip for a new realtor in the comments below! Starting any business is tough and that is what you do as a new Realtor.  You become your own business!  So knowing how to become a Realtor and do it right from the beginning involves planning.  Hopefully no one would s...
06/23/2017
You know those furniture store signs “Out for your business”?  Well, Fannie Mae is out for your business!  This year there has been a consistent flow of updates coming from Fannie Mae.  Plus there are more coming!  Most of these include loosening of income, asset, and credit guidelines.  So this ...
06/23/2017
So many things seem to block saving for a down payment on a house.  High rent payments, car repairs, hospital bills, plus other expenses get in the way.  But, there is a special program which allows South Carolina buyers to become homeowners!  It is called the down payment assistance SC program. ...
06/23/2017
The most popular time to buy a home is in the Spring and Summer.  But besides home buying season, it is also Hurricane Season in the Southeast US.  The hurricane season officially begins on June 1 and continues through November 30.  Although hurricanes could form and cause damage before or after ...
06/09/2017
Maybe you paid for a credit score or maybe you got it for free.  But most find out that there is a big problem with these scores!  The fault in the credit scoring systems used is they do not match the mortgage credit score pulled by lenders.  If you’re thinking that this is unfair and wrong, you ...
06/09/2017
The Labor Department reported that Non-farm Payrolls rose by 138,000, below the 185,000 expected. March and April numbers were revised lower by 66,000. The Unemployment Rate fell to a 16-year low of 4.3 percent and is at a new post-crisis low. The Labor Force Participation Rate declined to 62.7 p...
06/03/2017
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Russell Smith

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The goal of my blog is to give you real world mortgage solutions to actual mortgage scenarios I see everyday.