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Mortgage and Lending - Blue Ridge Bank Mortgage - NMLS # 78989
The goal of my blog is to give you real world mortgage solutions to actual mortgage scenarios I see everyday.

ARCHIVED BLOG POSTS

2017 

Many self-employed business owners today are faced with two dreaded phrases from a mortgage lender.  “Your debt ratio is too high”.  The other is “You don’t report enough income on your tax returns”.  Now, if a borrower reports no income or reports losses on the tax return as self-employed, optio...
05/20/2017
The biggest misconception among renters is that a large down payment is necessary to buy a home.  Then many will rent for an extended period thinking that a home purchase is unreachable.  A recent article by Citylab, “The down payment is too ‘daggum’ high” explained it well.  It explains how many...
05/06/2017
Job Growth Rebounds in AprilJob growth rebounded in April after a dismal March, which was due in part to harsh weather. The Bureau of Labor Statistics reported that 211,000 jobs were created, above the 180,000 expected. The weak March number of 98,000 was revised lower to 79,000. February was rev...
05/05/2017
So you’ve decided to sell your home? Of course every seller wants to make as much as possible and sell as quick as possible. Right? Well, a big decision is whether to use a Realtor or sell it on your own. If the seller decides to sell the home on their own, it is called a For Sale By Owner (FSBO...
05/03/2017
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Russell Smith

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The goal of my blog is to give you real world mortgage solutions to actual mortgage scenarios I see everyday.