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Credit Mistakes to Avoid Prior to ClosingTips Everyone hears the credit advice flying in the mortgage process.  Examples may include “You need to pay off all your debts!”.  “Close your unnecessary credit cards!”.  Too often we see clients do things like these that hurt their purchase or refinance...

USDA Commitment Done Right!We love USDA loans!  Not only are buyers able to purchase with no money down, but it is flexible on credit.  On top of this, USDA just made homeownership more affordable effective 10/1/16!  This was accomplished by USDA drastically lowering the guarantee fee and the mon...

The Labor Department reported that U.S. employers added 156,000 new workers in September, below the 176,000 expected. Within the numbers it showed that the Unemployment Rate edged up to 5 percent from 4.9 percent, while average hourly earnings rose 0.2 percent, in line with estimates. For the pas...