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How do I order my free report? You can order your free annual credit report online at annualcreditreport.com, by calling 1-877-322-8228, or by completing the Annual Credit Report Request Form and mailing it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. W...
02/17/2009
If you're looking for a mortgage to buy a home or refinance an existing loan, you may see or hear ads with offers of low rates or payments. Whether you see them on the Internet, on television or in the paper, or whether they come by fax or mail, some of these ads look like they're from your mortg...
02/17/2009
In addition to the tax credit, the American Recovery and Reinvestment Act of 2009 has several other provisions that will benefit home buyers and the housing market. The legislation: Will help home buyers in high-cost markets by extending the FHA, Fannie Mae and Freddie Mac loan limit of $729,750 ...
02/17/2009
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$8,000 Home Buyer Tax Credit at a Glance The tax credit is for first-time home buyers only. The tax credit does not have to be repaid. The tax credit is equal to 10 percent of the home's purchase price up to a maximum of $8,000. The credit is available for homes purchased on or after January 1, 2...
02/17/2009
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THE STIMULUS BILL - How 15K became 8K Home builders, realtors and buyers were looking at a $15K Tax Credit a few days ago, but now it has been cut to $8,000. The Senate had added it to the economic stimulus package, but the total cost of the package had to be cut. Home builders, realtors and buye...
02/17/2009
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New Jersey Rate Manual Simplification Effective March 1, 2009The New Jersey Department of Banking and Insurance ("DOBI") recently approved an application from the New New Jersey Rate Manual Simplification Effective March 1, 2009 Jersey Land Title Insurance Rating Bureau ("Rating Bureau") to (...
02/17/2009
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I'd like to welcome my friend and local Certified Public Accountant and Personal Financial Specialist (PFS)Leo K. Casper. Leo has been with Comprehensive Financial Planning Services, LLC for many years now and he and I were able to sit down one-on-one and go over some of the great things that Ac...
02/16/2009
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I'm getting the word out. Many people don't know about first-time buyer programs in New Jersey. Indeed, many banks, lenders and loan officers don't even know about them. New Jersey and many of the counties of New Jersey have programs for first time home buyers. There are several grant programs a...
02/16/2009
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If you have questions about a reverse mortgage, you are in the right place! Here are the answers to the most commonly asked questions, as well as some additional information regarding the new reverse mortgage purchase options for seniors. Who is Eligible for a Reverse Mortgage? Reverse Mortgage P...
02/16/2009
There are many general questions that arise regarding reverse mortgages. Some questions have to do with the safety and prudence of a reverse mortgage. Other questions may be about your current income, or credit. Seniors and their families need help understanding if a reverse mortgage is the best ...
02/02/2009
Rainer
33,067
33,067
Richard DeGrace
NMLS # 149277, Camden County, NJ Loan Officer
Service Areas
Real Estate Resources
Aurora Financial Group, South Jersey's largest independent mortgage banker. More than 20,000 area consumers have received over $2.1 billion from Aurora over the past two decades. We offer a wide variety of mortgage products, including specialized programs targeted for first-time homebuyers and retirees/seniors.
Since it's founding, Aurora has been at the forefront of innovative and addordable residential financing. Some of Aurora's notable achievements are:
•Largest originator in southern NJ of government backed loans (FHA, VA, RHS), 1986 to present
•Largest participant in NJ Housing & Mortgage Finance Agency (NJHMFA) programs, 1990 to present
•Largest originator or Rural Housing Service guaranteed rural housing loans, 1992 to present
•A leading providor of renovation and rehab loans using Fannie Mae's "Home-Style", FHA 203k, and NJHMFA's mixed use "upstairs-downstown" and home remodeling "HomePlus" programs
•Seller-Servicer for Fannie Mae, NJHMFA, and numerous banks, pensions funds, and private investors.
"Aurora Financial Group Inc. (NMLS # 7096) is a licensed Mortgage Banker - States of NJ & PA Departments of Banking."