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Business 101- Module 8- Recruiting and Hiring Chapter 2- Job Match is Paramount Square Peg- Round Hole   Hiring the right person based upon the match of personality and job is the single most important tactic in the hiring process. This is especially true when you are looking at candidates with a...

Business 101 Module 4 Business Ethics “The Fish Smells from the Head”   This is one of four truisms that capture my beliefs relating to Business Ethics. If you have long range goals for your business pay attention because poor ethics will doom your organization.   Make every decision as if it wil...

Is your lender a “One Trick Pony”?   The current state of the residential lending business is best described as “defensive” Each Lender is acting, often in a knee jerk fashion, to studies that claim that this trait or another trait present in a loan is causing delinquencies. The result is a patch...

  A Smart Retirement Strategy- A Reverse Mortgage   Many Americans dream of retirement with this scenario:   Sell all Real Estate Pay Cash and move to a small home or Condominium (often on the water/golf course…) Make no mortgage payments Live on my social Security, pensions, 401K This strategy l...

  Business 101 Module 3- Planning and Modeling Chapter 1- Underneath It All- The Numbers This is one of the few absolutes in business-“Nothing works unless the  Numbers do”. The man sold widgets. He bought them for $2.00 each and was selling them for $1.75 a piece. His accountant asked how was he...

Business 101   Module 2Vision Chapter 1- See It As You Want It   Most successful athletes share a common trait. They have the ability to visualize the move they will make and the positive results that will result. A professional golfer sees the swing and the putt going into the hole. The Quarterb...

  Business 101 Module 1         Commitment Chapter 3 You will fail many times before it will happen- Stubborn Perseverance  A realistic approach to any venture involves understanding that it will take several attempts and variations will have to be made before any success is achieved. To expect t...

  Florida Mortgage Loans Advisor   If you have not worked on your Referral Base today you are not finished working! Our lifeblood in business is our referrals. Without them we do not succeed. They sustain us, they complement our income and they are the cheapest marketing channel in the world, FRE...

Business 101 Module 1- Commitment   Chapter 4- “Your Career is not a straight line up”   It is true, that every experience, good or bad, is a learning experience. Adding to your knowledge base and experience continues throughout your life and it makes you more capable and valuable each day. Unfor...

Business 101 Module 1- Commitment Chapter 2- “I already tried that and it did not work” Invariably any idea or concept developed by someone will be met with the naysayers stating that it will not work. Sometimes it is someone who says they have tried it and it does not work or there is too much c...